Gavop's guide to buying homeowners insurance in Monticello, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monticello, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Iceland Ave, Catalina Ave, Britain Ave, W Wendover Dr, E Banofax Ave, Fort Meyers Ave, N Newbury Dr, Kilkenny Dr, Belfast Dr, Chesapeake Ave | $122,500 | $120,000 | $125,000-$150,000 | $155,500 | $130,000 | $175,000-$200,000 |
| Wexford Dr, England Ave, Stinson Ave, Bangor Dr, W England Ave, Buhler Dr, Sugar Land Dr, Sunderland Ave, Noble Cane Dr, Newbury Dr | $149,500 | $130,000 | $150,000-$175,000 | $254,000 | $230,000 | $250,000-$300,000 |
| Linstrom Dr, Sequoia Dr, N Salem Dr, Raleigh Dr, Blueribbon Dr, Blue Ribbon Dr, Daytona Ave, Union Dr, Wind Pond Dr, Flannery Rd | $189,500 | $170,000 | $175,000-$200,000 | $203,000 | $170,000 | $200,000-$250,000 |
| Cardigan Ave, E Shamrock Ave, Pensacola Dr, Flamingo Dr, W Erin Dr, Sugarland Dr, Ocala Ave, Wicklow Dr, Miami Dr, Blackstrap Ave | $178,000 | $150,000 | $175,000-$200,000 | $247,000 | $220,000 | $250,000-$300,000 |
| Kerry Dr, Coral Dr, Canterbury Dr, Lac Cypress Ave, N Shamrock Dr, Shamrock Dr, E Big Bend Ave, Biscayne Dr, Castle Hill Dr, Erin Ave | $169,000 | $140,000 | $175,000-$200,000 | $129,500 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $819 |
| Superior Protection Discount | -$99 | $888 |
| Fire & Security Discount | -$89 | $898 |
| Hail Resistant Roof Discount | -$30 | $957 |
| Newly Constructed Home Discount | -$237 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| East Baton Rouge Parish | $700 | $1,539 | $2,239 | $1,118 | $1,818 | $421 |
| Monticello, LA | $1,000 | $975 | $1,975 | $708 | $1,708 | $266 |
| Merrydale, LA | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Inniswold, LA | $2,500 | $1,133 | $3,633 | $823 | $3,323 | $310 |
| Zachary, LA | $400 | $1,060 | $1,460 | $770 | $1,170 | $290 |
| Wilson, LA | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| St. Helena, LA | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Paincourtville, LA | $2,000 | $1,478 | $3,478 | $1,074 | $3,074 | $404 |
| Lutcher, LA | $300 | $1,448 | $1,748 | $1,053 | $1,353 | $396 |
| North Vacherie, LA | $2,000 | $1,626 | $3,626 | $1,182 | $3,182 | $444 |
| Kentwood, LA | $300 | $957 | $1,257 | $696 | $996 | $262 |
| Chackbay, LA | $2,500 | $979 | $3,479 | $711 | $3,211 | $268 |
| Home Insurance Company Monticello, LA | Homeowners Insurance Agency Monticello, LA | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| Allstate | Shawn Coffey | 12668 Perkins Rd, Baton Rouge, LA, 70810 | 8.4 | |
| State Farm | Anna Jones | 4811 Harding Blvd Ste A, Baton Rouge, LA, 70811 | 6.2 | |
| State Farm | Reiter Marshall | 14111 Airline Hwy Ste 114, Baton Rouge, LA, 70817-6244 | 8.5 | |
| State Farm | Scott Johnson | 10510 Airline Hwy, Baton Rouge, LA, 70816-4100 | 5.4 | |
| Liberty Mutual Independent | Carmouche Insurance Inc | 516 N Burnside Ave, Gonzales, LA, 70737 | 18.7 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 35.0 | |
| Allstate | Integrity Insurance | 20185 Iowa St, Livingston, LA, 70754 | 17.6 | |
| Liberty Mutual Independent | Hailey Insurance Services | 10754 Mead Rd, Baton Rouge, LA, 70816 | 4.2 | |
| State Farm | Steve Johnson | 13480 Coursey Blvd, Baton Rouge, LA, 70816-4972 | 5.6 | |
| Travelers | David Cordell Insurance | 7942 Picardy Ave Suite D, Baton Rouge, LA, 70809 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| East Baton Rouge Parish, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
| Monticello, LA | $140,100 | $987 | $690 | $1,420 | $730 |
| Merrydale, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| Inniswold, LA | $265,700 | $1,147 | $800 | $1,650 | $850 |
| Zachary, LA | $214,700 | $1,073 | $750 | $1,540 | $790 |
| Wilson, LA | $70,300 | $879 | $620 | $1,270 | $650 |
| St. Helena, LA | $77,400 | $814 | $570 | $1,170 | $600 |
| Paincourtville, LA | $129,700 | $1,496 | $1,050 | $2,150 | $1,100 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |
| North Vacherie, LA | $150,000 | $1,646 | $1,150 | $2,370 | $1,220 |
| Kentwood, LA | $77,400 | $969 | $680 | $1,400 | $720 |
| Chackbay, LA | $141,000 | $991 | $690 | $1,430 | $740 |