Gavop's guide to buying homeowners insurance in Firebaugh, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $128,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $163,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $229,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $866 |
| Superior Protection Discount | -$106 | $950 |
| Fire & Security Discount | -$95 | $961 |
| Hail Resistant Roof Discount | -$32 | $1,024 |
| Newly Constructed Home Discount | -$253 | $802 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Firebaugh, CA | Homeowners Insurance Agency Firebaugh, CA | Address | Popularity Score | Distance from Firebaugh (miles) |
|---|---|---|---|---|
| Travelers | Elite Home And Auto Insurance | 1301 W Olive Ave Ste G, Madera, CA, 93637 | 31.2 | |
| Farmers | Nathan Dabulewicz | 5 E Main St, Turlock, CA, 95380 | 44.6 | |
| State Farm | Andrea Brandt | 934 7th St, Los Banos, CA, 93635-4302 | 17.8 | |
| Allstate | Clayton Azevedo | 19 S Del Puerto Ave, Patterson, CA, 95363 | 49.8 | |
| Travelers | Ggb Insurance Services | 2225 W Shaw Ave Ste 112, Fresno, CA, 93654 | 44.3 | |
| Allstate | Steve Richardson | 2012 W Monte Vista Ave, Turlock, CA, 95382 | 46.8 | |
| Farmers | Mandi Binning | 5635 N Figarden Dr Ste 108, Fresno, CA, 93722 | 42.0 | |
| State Farm | Richard Lawrence | 1015 Sperry Ave Ste E, Patterson, CA, 95363-9268 | 49.7 | |
| Allstate | Ainslie Loverde Insurance Services Inc. | 401 Mccray St Ste B, Hollister, CA, 95023 | 42.8 | |
| Farmers | Nickolas Dounias | 7636 N Ingram Ave Ste 102, Fresno, CA, 93711 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Firebaugh, CA | $147,500 | $1,056 | $780 | $1,440 | $660 |
| Chowchilla, CA | $189,500 | $593 | $440 | $810 | $370 |
| Franklin, CA | $157,300 | $1,065 | $790 | $1,450 | $660 |
| Le Grand, CA | $138,100 | $567 | $420 | $770 | $350 |
| Cressey, CA | $229,300 | $690 | $510 | $940 | $430 |
| Hollister, CA | $449,900 | $1,193 | $880 | $1,620 | $740 |
| West Park, CA | $139,300 | $569 | $420 | $770 | $350 |
| Denair, CA | $278,200 | $764 | $570 | $1,040 | $470 |
| Fresno, CA | $228,500 | $668 | $490 | $910 | $420 |