How Can I Make My Benton County, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Benton County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Benton County, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $63,500 $50,000 $50,000-$75,000
2 Bedroom $139,000 $110,000 $125,000-$150,000
3 Bedroom $252,000 $210,000 $250,000-$300,000
4 Bedroom $273,000 $240,000 $300,000-$350,000
5 Bedroom $485,000 $450,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Benton County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$158 $832
Superior Protection Discount -$99 $891
Fire & Security Discount -$99 $891
Hail Resistant Roof Discount -$20 $971
Newly Constructed Home Discount -$258 $733

Choose the Right Deductible for your Benton County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Benton County $2,500 $979 $3,479 $711 $3,211 $267
Benton County, MN $1,500 $979 $2,479 $711 $2,211 $267
Maywood, MN $500 $1,246 $1,746 $905 $1,405 $340
Le Sauk, MN $2,500 $1,210 $3,710 $880 $3,380 $331
St. Stephen, MN $500 $1,058 $1,558 $769 $1,269 $289
Zimmerman, MN $2,500 $881 $3,381 $641 $3,141 $241
Platte, MN $200 $1,139 $1,339 $828 $1,028 $311
Albion, MN $1,000 $1,416 $2,416 $1,029 $2,029 $387
Isanti County, MN $500 $1,013 $1,513 $737 $1,237 $277
St. Martin, MN $2,500 $1,205 $3,705 $876 $3,376 $329
Wright County, MN $200 $1,128 $1,328 $820 $1,020 $308
Grass Lake, MN $1,000 $1,038 $2,038 $755 $1,755 $284

Identify Top Home Insurance Agents near Benton County, MN | Back to Top

Home Insurance Company Benton County, MN Homeowners Insurance Agency Benton County, MN Address Popularity Score Distance from Benton County (miles)
State Farm Paul Hanson 1269 2nd St N Ste 100, Sauk Rapids, MN, 56379-3501
10.4
State Farm Jana Chuinard 2012 1st Ave, Anoka, MN, 55303-2244
45.7
Travelers North Suburban Agencies Inc 11421 Hanson Boulevard Northwest Coon Rapids, Coon Rapids, MN, 55433
49.1
Farmers Lawrence Krause 228 W Broadway St, Monticello, MN, 55362
29.0
Farmers Mike Brant 6957 Highway 10 Nw Ste 107, Anoka, MN, 55303
42.6
Farmers Mary Olmscheid 103 State Street, Elrosa, MN, 56325
46.8
State Farm Randy Sonnenfeld 13630 Grove Dr, Maple Grove, MN, 55311-4404
49.1
State Farm Troy Beckman 3841 St Francis Blvd Ste 102, Anoka, MN, 55303-1074
44.3
State Farm Pat May 3366 Bunkr Lk Blvd Nw Ste 3, Andover, MN, 55304-3507
45.9
State Farm Curt Hotzler 9325 Upland Ln N Ste 250, Maple Grove, MN, 55369-4487
47.2

Compare Rates for Benton County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,700 $850
Benton County, MN $162,600 $990 $700 $1,360 $660
Benton County, MN $162,600 $990 $720 $1,370 $650
Maywood, MN $222,700 $1,261 $870 $1,750 $880
Le Sauk, MN $210,400 $1,225 $850 $1,700 $850
St. Stephen, MN $164,000 $1,071 $770 $1,510 $740
Zimmerman, MN $161,800 $892 $630 $1,240 $610
Platte, MN $187,500 $1,153 $780 $1,630 $850
Albion, MN $284,100 $1,433 $990 $1,960 $970
Isanti County, MN $172,900 $1,026 $730 $1,470 $740
St. Martin, MN $208,800 $1,220 $890 $1,730 $840
Wright County, MN $211,500 $1,142 $830 $1,610 $780
Grass Lake, MN $158,900 $1,051 $770 $1,440 $670

8 Ways to Get Discounts on Homeowners Insurance in Benton County, MN

What Makes Your Benton County, MN Home Insurance Cheap or Expensive