Gavop tells you how to get the best homeowners insurance in Boulder County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $259,500 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $275,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $468,000 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $543,500 | $500,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $1,084 |
| Superior Protection Discount | -$131 | $1,176 |
| Fire & Security Discount | -$131 | $1,176 |
| Hail Resistant Roof Discount | -$39 | $1,267 |
| Newly Constructed Home Discount | -$340 | $967 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boulder County | $2,500 | $1,290 | $3,790 | $938 | $3,438 | $353 |
| Boulder County, CO | $1,500 | $1,290 | $2,790 | $938 | $2,438 | $353 |
| Niwot, CO | $500 | $2,790 | $3,290 | $2,028 | $2,528 | $762 |
| Berthoud, CO | $700 | $993 | $1,693 | $721 | $1,421 | $271 |
| Loveland, CO | $300 | $1,279 | $1,579 | $929 | $1,229 | $349 |
| Sherrelwood, CO | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Empire, CO | $200 | $1,248 | $1,448 | $907 | $1,107 | $341 |
| Idaho Springs, CO | $2,000 | $961 | $2,961 | $698 | $2,698 | $263 |
| Silver Plume, CO | $100 | $1,191 | $1,291 | $865 | $965 | $325 |
| Morrison, CO | $1,000 | $2,243 | $3,243 | $1,630 | $2,630 | $613 |
| Windsor, CO | $100 | $1,023 | $1,123 | $744 | $844 | $280 |
| Silverthorne, CO | $1,000 | $1,030 | $2,030 | $748 | $1,748 | $281 |
| Home Insurance Company Boulder County, CO | Homeowners Insurance Agency Boulder County, CO | Address | Popularity Score | Distance from Boulder County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bolder Insurance | 800 Jefferson Avenue Boulder, Louisville, CO, 80027 | 16.2 | |
| State Farm | Kandie Landers | 650 S Cherry St Ste 102, Glendale, CO, 80246-1803 | 36.5 | |
| State Farm | Corinne Hawkins | 1300 S Chambers Rd, Aurora, CO, 80017-4045 | 41.8 | |
| Travelers | 1st American Insurance Agency | 1408 Horizon Ave #201, Lafayette, CO, 80026 | 19.3 | |
| State Farm | Lezlie Leier | 2701 Iris Ave Ste N, Boulder, CO, 80304-2435 | 8.3 | |
| State Farm | Jim Plane | 1319 W Baseline Rd Ste 201b, Lafayette, CO, 80026-9308 | 16.8 | |
| Travelers | Monark Insurance Agency | 100 S Public Rd #A, Lafayette, CO, 80026 | 17.6 | |
| Farmers | John G. Olson | 4845 Pearl East Cir Ste 101, Boulder, CO, 80301 | 9.8 | |
| Travelers | Professional Financial Specialists Inc | 4735 Walnut St 4735 Walnut St, Boulder, CO, 80301 | 9.8 | |
| Travelers | Professional Financial Specialists Inc | 4735 Walnut St W-200, Boulder, CO, 80301 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Niwot, CO | $642,400 | $2,824 | $1,980 | $3,700 | $1,720 |
| Berthoud, CO | $345,100 | $1,005 | $700 | $1,320 | $620 |
| Loveland, CO | $286,800 | $1,294 | $910 | $1,700 | $790 |
| Sherrelwood, CO | $208,900 | $889 | $620 | $1,160 | $540 |
| Empire, CO | $214,100 | $1,263 | $880 | $1,650 | $770 |
| Idaho Springs, CO | $373,100 | $972 | $680 | $1,270 | $590 |
| Silver Plume, CO | $191,100 | $1,205 | $840 | $1,580 | $740 |
| Morrison, CO | $476,900 | $2,270 | $1,590 | $2,970 | $1,380 |
| Windsor, CO | $294,400 | $1,036 | $730 | $1,360 | $630 |
| Silverthorne, CO | $542,400 | $1,042 | $730 | $1,370 | $640 |