Gavop's guide to buying homeowners insurance in Wittenburg, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $180,000 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $234,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $352,000 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $605 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$60 | $687 |
| Hail Resistant Roof Discount | -$15 | $732 |
| Newly Constructed Home Discount | -$164 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alexander County | $2,000 | $744 | $2,744 | $540 | $2,540 | $203 |
| Wittenburg, NC | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Sharpes, NC | $200 | $853 | $1,053 | $620 | $820 | $233 |
| Catawba County, NC | $2,000 | $776 | $2,776 | $564 | $2,564 | $212 |
| Cajah's Mountain, NC | $200 | $714 | $914 | $519 | $719 | $195 |
| Brushy Mountain, NC | $2,000 | $812 | $2,812 | $590 | $2,590 | $222 |
| Bethany, NC | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Ronda, NC | $2,000 | $451 | $2,451 | $327 | $2,327 | $123 |
| Jonas Ridge, NC | $300 | $985 | $1,285 | $716 | $1,016 | $269 |
| Jonesville, NC | $700 | $572 | $1,272 | $416 | $1,116 | $156 |
| South Point, NC | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Gilkey, NC | $2,500 | $850 | $3,350 | $617 | $3,117 | $232 |
| Home Insurance Company Wittenburg, NC | Homeowners Insurance Agency Wittenburg, NC | Address | Popularity Score | Distance from Wittenburg (miles) |
|---|---|---|---|---|
| Erie | Johnson Insurance Group Inc. | 1905 E Garrison Blvd, Gastonia, NC, 28054 | 41.2 | |
| Travelers | The Gardner Group | 2329 Springs Rd Ne, Hickory, NC, 28601 | 6.6 | |
| State Farm | Happy Mullen | 2201 South Blvd Suite 420, Charlotte, NC, 28203-4263 | 49.6 | |
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 45.7 | |
| State Farm | Ryan Mahoney | 8854 Arbor Creek Dr, Charlotte, NC, 28269-0541 | 42.0 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 49.8 | |
| State Farm | Jerry Hagler | 103 N Main St, China Grove, NC, 28023-2527 | 43.4 | |
| Travelers | Gatewood Financial | 7925 N Tryon St Ste 206, Charlotte, NC, 28262 | 47.7 | |
| State Farm | Jim Hodgens | 22 Lake Concord Rd Ne, Concord, NC, 28025-3016 | 47.3 | |
| Allstate | J C Alvarado | 112 South Tryon Street Suite 300, Charlotte, NC, 28202 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,280 | $630 |
| Alexander County, NC | $131,800 | $753 | $500 | $1,050 | $550 |
| Wittenburg, NC | $159,700 | $747 | $510 | $1,070 | $560 |
| Sharpes, NC | $87,200 | $864 | $630 | $1,220 | $590 |
| Catawba County, NC | $139,900 | $786 | $570 | $1,120 | $550 |
| Cajah's Mountain, NC | $120,200 | $723 | $500 | $1,030 | $530 |
| Brushy Mountain, NC | $142,700 | $822 | $580 | $1,130 | $550 |
| Bethany, NC | $146,400 | $703 | $510 | $960 | $450 |
| Ronda, NC | $70,600 | $456 | $310 | $650 | $340 |
| Jonas Ridge, NC | $190,500 | $997 | $680 | $1,390 | $710 |
| Jonesville, NC | $91,600 | $579 | $420 | $790 | $370 |
| South Point, NC | $156,300 | $736 | $510 | $1,040 | $530 |
| Gilkey, NC | $152,300 | $860 | $590 | $1,220 | $630 |