Gavop shows you how to buy homeowners insurance in Prineville, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Prineville, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rimrock Rd, NE Longhollow Rd, NW 3rd St, NE Hickey Farms Dr, Wittmer, Mountain View Dr, SW Mt Bachelor Dr, Mountain View Ave, NE McKay Creek Rd, N Newell Ln | $119,500 | $110,000 | $75,000-$100,000 | $100,500 | $80,000 | $75,000-$100,000 |
| NE Ochoco Hwy, S Briar Rd, SE 8th St, SW Kissler Rd, SW Houston Lake Rd, N Main St, NW Madras Hwy, NE Rawhide Ln, Yellow Pine Rd, NE Tamarack Ct | $108,500 | $100,000 | $75,000-$100,000 | $123,500 | $110,000 | $125,000-$150,000 |
| NW 10th St, SW Mt Saint Helens Dr, NW 7th St, SW Ranch Rd, SE Lynn Blvd, NW Fairmont St, Houston Lake Rd, NE Haytons Elk View Ln, NW Beaver St, Ochoco Ave | $192,500 | $180,000 | $175,000-$200,000 | $176,000 | $140,000 | $200,000-$250,000 |
| SW Bent Loop, SE Colby Ct, NE Oregon St, NE 8th St, Mariposa Ave, N W Lone Pine Ln, S W Cornett Loop, State Hwy 380, W 1st St, SE Belknap St | $313,500 | $280,000 | $250,000-$300,000 | $174,500 | $150,000 | $200,000-$250,000 |
| NE Tennessee Ln, SW Reif Rd, NW Green Valley Rd, State Hwy 370, Woodward Rd, US Hwy 26, Barnes Rd, SE Holly St, Nat For Dev Rd 100, NE del Norte Ave | $231,000 | $210,000 | $200,000-$250,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $517 |
| Superior Protection Discount | -$57 | $581 |
| Fire & Security Discount | -$45 | $594 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$172 | $466 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Prineville, OR | Homeowners Insurance Agency Prineville, OR | Address | Popularity Score | Distance from Prineville (miles) |
|---|---|---|---|---|
| Travelers | Noble Insurance Solution | 1303 Nw Galveston Ave, Bend, OR, 97701 | 45.4 | |
| Allstate | Rowdy Swafford | 1350 Se Reed Market Rd Ste 201, Bend, OR, 97702 | 44.4 | |
| Liberty Mutual Independent | Insurance Center | 62940 O B Riley Rd Ste 1, Bend, OR, 97701 | 43.5 | |
| State Farm | Brian Elder | 515 Sw 6th St, Redmond, OR, 97756-2702 | 32.0 | |
| State Farm | Mike Hornback | 399 Nw 3rd St, Prineville, OR, 97754-1817 | 16.3 | |
| Farmers | Dennis Marbell | 520 Sw Evergreen Ave, Redmond, OR, 97756 | 32.0 | |
| State Farm | Jim Bowlin | 2214 Ne Division St Ste 109, Bend, OR, 97701-3551 | 43.9 | |
| State Farm | James Chrisman | 1288 Sw Simpson Ave Ste B1, Bend, OR, 97702-3196 | 45.8 | |
| State Farm | Travis Bryan | Ste A-4 62968 O B Riley Rd Ste 4, Bend, OR, 97701-9461 | 43.5 | |
| Allstate | Sean Sartell | 449 Nw 3rd St Ste A, Prineville, OR, 97754 | 16.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Crook County, OR | $187,200 | $650 | $450 | $930 | $480 |
| Prineville, OR | $170,100 | $639 | $430 | $900 | $470 |
| Crooked River, OR | $171,500 | $551 | $400 | $780 | $380 |
| Mitchell, OR | $200,000 | $586 | $400 | $810 | $410 |
| Metolius, OR | $78,200 | $383 | $260 | $530 | $270 |
| Culver, OR | $188,400 | $650 | $440 | $900 | $460 |
| Deschutes County, OR | $298,200 | $681 | $460 | $930 | $470 |
| Spray, OR | $102,500 | $437 | $290 | $610 | $320 |
| Seventh Mountain, OR | $548,700 | $1,285 | $910 | $1,790 | $880 |
| Sisters, OR | $282,900 | $682 | $470 | $960 | $490 |