Gavop's guide to buying homeowners insurance in Sidney, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $57,500 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $127,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $199,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $204,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $676 |
| Superior Protection Discount | -$80 | $724 |
| Fire & Security Discount | -$56 | $748 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$185 | $620 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $15,884 |
| Home Insurance Company Sidney, NE | Homeowners Insurance Agency Sidney, NE | Address | Popularity Score | Distance from Sidney (miles) |
|---|---|---|---|---|
| Farmers | Brooke Denovellis | 840 11th Ave, Sidney, NE, 69162 | 0.9 | |
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 37.8 | |
| Travelers | Western Trails Insurance | 301 Main St, Lewellen, NE, 69147 | 45.0 | |
| State Farm | Katie Haas | 923 8th Ave, Sidney, NE, 69162-1736 | 0.8 | |
| State Farm | Annette Frerichs | 915 Main St, Bridgeport, NE, 69336-4032 | 37.3 | |
| State Farm | Annette Frerichs | 345 Main St., Bayard, NE, 69334 | 46.7 | |
| Liberty Mutual Independent | Security First Insurance | 1205 Jackson St, Sidney, NE, 69162 | 0.9 | |
| Travelers | Big Springs Agency | 306 Pine Street, Big Springs, NE, 69122 | 46.9 | |
| Travelers | Points West Insurance | 420 Glover Rd, Sidney, NE, 69162 | 1.4 | |
| Liberty Mutual Independent | The Insurance Store | 845 10th Ave, Sidney, NE, 69162 | 0.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,720 | $900 |
| Cheyenne County, NE | $114,100 | $895 | $640 | $1,280 | $640 |
| Sidney, NE | $125,900 | $805 | $570 | $1,140 | $570 |
| Sidney 5, NE | $107,500 | $1,029 | $740 | $1,450 | $710 |
| Dix, NE | $75,000 | $831 | $570 | $1,170 | $600 |
| Swan, NE | $73,800 | $823 | $580 | $1,130 | $550 |
| Ovid, CO | $61,800 | $724 | $510 | $950 | $440 |
| Fleming, CO | $163,700 | $1,130 | $790 | $1,480 | $690 |
| Kimball, NE | $81,400 | $872 | $600 | $1,240 | $640 |
| Morrill County, NE | $87,400 | $764 | $530 | $1,080 | $550 |
| Atwood, CO | $83,300 | $832 | $580 | $1,090 | $510 |
| Bushnell, NE | $57,700 | $716 | $520 | $990 | $470 |