Gavop shows you how to buy homeowners insurance in Bourbon County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $87,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $96,000 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $180,500 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $757 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$88 | $792 |
| Hail Resistant Roof Discount | -$18 | $863 |
| Newly Constructed Home Discount | -$176 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bourbon County | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| Bourbon County, KS | $2,000 | $870 | $2,870 | $632 | $2,632 | $238 |
| Bronson, KS | $100 | $750 | $850 | $545 | $645 | $205 |
| Arcadia, KS | $700 | $565 | $1,265 | $411 | $1,111 | $154 |
| Kincaid, KS | $300 | $646 | $946 | $470 | $770 | $177 |
| Charlotte, MO | $1,500 | $1,172 | $2,672 | $852 | $2,352 | $320 |
| Nashville, MO | $200 | $1,015 | $1,215 | $737 | $937 | $277 |
| Scammon, KS | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Lamar, MO | $300 | $920 | $1,220 | $668 | $968 | $251 |
| Virgil, MO | $1,000 | $1,227 | $2,227 | $892 | $1,892 | $335 |
| Altoona, KS | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Home Insurance Company Bourbon County, KS | Homeowners Insurance Agency Bourbon County, KS | Address | Popularity Score | Distance from Bourbon County (miles) |
|---|---|---|---|---|
| State Farm | Terry Sparks | 15 W Madison Ave, Iola, KS, 66749-3201 | 30.6 | |
| Travelers | Gross Insurance Agency | 18 S National Ave Fort Scott, Fort Scott, KS, 66701 | 7.9 | |
| Travelers | Mrh Insurance Group | 725 W Cherry, Chanute, KS, 66720 | 35.5 | |
| Farmers | Dianne Crowl-Ventura | 528 Main St, Osawatomie, KS, 66064 | 44.7 | |
| Travelers | Gross Insurance Agency | 18 National Ave S, Fort Scott, KS, 66701 | 7.9 | |
| Farmers | Dale Holtzman | 2217 Main St, Parsons, KS, 67357 | 42.3 | |
| Farmers | Gabriel Evans | 1811 N Broadway St, Pittsburg, KS, 66762 | 30.8 | |
| State Farm | Kale Nelson | 1118 S Clark St, Fort Scott, KS, 66701-2771 | 8.4 | |
| Travelers | Iola Insurance Associates | Box 653, Iola, KS, 66749 | 30.4 | |
| Travelers | Fox Insurance Agency | Po Box 846, Arma, KS, 66712 | 23.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Bourbon County, KS | $82,600 | $880 | $690 | $1,190 | $500 |
| Bourbon County, KS | $82,600 | $880 | $690 | $1,190 | $500 |
| Bronson, KS | $44,700 | $759 | $590 | $1,020 | $430 |
| Arcadia, KS | $24,300 | $572 | $450 | $770 | $320 |
| Kincaid, KS | $33,000 | $654 | $510 | $880 | $370 |
| Charlotte, MO | $187,000 | $1,186 | $870 | $1,680 | $810 |
| Nashville, MO | $125,000 | $1,027 | $700 | $1,470 | $770 |
| Scammon, KS | $48,200 | $789 | $620 | $1,070 | $450 |
| Lamar, MO | $95,700 | $931 | $680 | $1,290 | $610 |
| Virgil, MO | $212,500 | $1,242 | $860 | $1,780 | $920 |
| Altoona, KS | $34,800 | $671 | $520 | $910 | $390 |