Gavop shows you how to buy homeowners insurance in Midfield, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $103,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $160,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $313,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $584 |
| Superior Protection Discount | -$64 | $648 |
| Fire & Security Discount | -$57 | $655 |
| Hail Resistant Roof Discount | -$14 | $698 |
| Newly Constructed Home Discount | -$178 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,148 | $2,648 | $834 | $2,334 | $314 |
| Midfield, AL | $2,000 | $704 | $2,704 | $511 | $2,511 | $192 |
| West Jefferson, AL | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Shelby County, AL | $1,000 | $1,287 | $2,287 | $935 | $1,935 | $352 |
| Windham Springs, AL | $2,500 | $1,417 | $3,917 | $1,030 | $3,530 | $387 |
| Bremen, AL | $200 | $882 | $1,082 | $641 | $841 | $241 |
| Allgood, AL | $1,500 | $943 | $2,443 | $685 | $2,185 | $258 |
| Dodge City, AL | $300 | $1,102 | $1,402 | $801 | $1,101 | $301 |
| Mignon, AL | $700 | $525 | $1,225 | $381 | $1,081 | $143 |
| Chilton County, AL | $300 | $930 | $1,230 | $675 | $975 | $254 |
| Welti, AL | $1,000 | $1,041 | $2,041 | $757 | $1,757 | $285 |
| Home Insurance Company Midfield, AL | Homeowners Insurance Agency Midfield, AL | Address | Popularity Score | Distance from Midfield (miles) |
|---|---|---|---|---|
| Allstate | Eric Stuman | 3430 Independence Dr Ste 100, Homewood, AL, 35209 | 8.0 | |
| Allstate | The Marcus Agency | 1442 Montgomery Hwy Ste 201, Vestavia, AL, 35216 | 7.5 | |
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 8.5 | |
| Travelers | Mikos Kampakis Insurance Services | 421 Emery Drive Suite 101 Birmingham, Hoover, AL, 35244 | 8.4 | |
| State Farm | Casey Halsey | 507 Brookwood Blvd, Homewood, AL, 35209-6801 | 8.5 | |
| Allstate | Ronald Woods | 2100 Data Park Ste 208, Hoover, AL, 35244 | 8.9 | |
| Allstate | Melissa Reid | 2321 John Hawkins Pkwy Ste 101, Hoover, AL, 35244 | 7.9 | |
| State Farm | John Patterson | 1807 11th Ave S, Birmingham, AL, 35205-4807 | 7.8 | |
| Allstate | Robyn Thomas | 47 Park Rd Ste 1, Pleasant Grove, AL, 35127 | 3.1 | |
| State Farm | Joe Dorris | 3205 Lorna Rd Ste 105, Birmingham, AL, 35216-5494 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,670 | $860 |
| Jefferson County, AL | $149,000 | $1,162 | $800 | $1,640 | $840 |
| Midfield, AL | $78,600 | $712 | $520 | $980 | $460 |
| West Jefferson, AL | $91,600 | $936 | $640 | $1,340 | $700 |
| Shelby County, AL | $199,500 | $1,302 | $950 | $1,840 | $890 |
| Windham Springs, AL | $195,900 | $1,434 | $990 | $1,960 | $970 |
| Bremen, AL | $150,600 | $893 | $650 | $1,270 | $620 |
| Allgood, AL | $94,500 | $954 | $640 | $1,360 | $720 |
| Dodge City, AL | $121,900 | $1,115 | $760 | $1,570 | $810 |
| Mignon, AL | $38,400 | $531 | $380 | $760 | $380 |
| Chilton County, AL | $98,600 | $941 | $680 | $1,350 | $670 |
| Welti, AL | $111,000 | $1,054 | $720 | $1,470 | $750 |