Gavop's guide to buying homeowners insurance in Dover, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $165,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $116,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $303,500 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $297,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $563 |
| Superior Protection Discount | -$60 | $603 |
| Fire & Security Discount | -$66 | $596 |
| Hail Resistant Roof Discount | -$20 | $642 |
| Newly Constructed Home Discount | -$132 | $530 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Dover, PA | Homeowners Insurance Agency Dover, PA | Address | Popularity Score | Distance from Dover (miles) |
|---|---|---|---|---|
| State Farm | Trish Howser | 1865 N Susquehanna Trl, York, PA, 17404-1838 | 7.1 | |
| Erie | Rohrbaugh Insurance Agency | 190 Arsenal Road, York, PA, 17404 | 7.5 | |
| State Farm | Barbara Buffington | 1769 Whiteford Rd, York, PA, 17402-2207 | 9.7 | |
| State Farm | Damon Garon | 2139 Industrial Hwy, York, PA, 17402-2214 | 10.0 | |
| Travelers | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 41.1 | |
| Nationwide | Matthew Marte | 128 W. Main Street, New Holland, PA, 17557-1204 | 42.0 | |
| State Farm | Sue Beckner | 15 Ram Dr, Hanover, PA, 17331-8814 | 15.9 | |
| Nationwide | The Weekley Agency Inc | 2709 W Market St, York, PA, 17404 | 6.1 | |
| State Farm | Chuck Zink | 2184 White Street, York, PA, 17404-4951 | 6.1 | |
| Erie | Coe Insurance Services | 19 N Third Street, Oxford, PA, 19363 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| York County, PA | $170,300 | $723 | $530 | $1,000 | $470 |
| Dover, PA | $153,500 | $662 | $480 | $940 | $460 |
| Highspire, PA | $91,400 | $573 | $410 | $820 | $410 |
| Harrisburg, PA | $82,100 | $831 | $570 | $1,160 | $590 |
| Germany, PA | $233,000 | $860 | $620 | $1,190 | $570 |
| Cumberland County, PA | $194,100 | $764 | $550 | $1,050 | $500 |
| South Annville, PA | $202,100 | $803 | $550 | $1,110 | $560 |
| Pequea, PA | $204,500 | $807 | $540 | $1,120 | $580 |
| Thurmont, MD | $231,400 | $730 | $580 | $920 | $340 |
| Farmersville, PA | $275,000 | $944 | $650 | $1,330 | $680 |
| Millerstown, PA | $141,900 | $689 | $480 | $980 | $500 |
| Beale, PA | $150,700 | $707 | $490 | $980 | $490 |