Gavop's guide to buying homeowners insurance in Ponte Vedra, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $235,000 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $280,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $520,500 | $460,000 | $500,000-$600,000 |
| 5 Bedroom | $623,000 | $510,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $850 |
| Home and Two Car | -$150 | $785 |
| Home and Three Car | -$215 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Johns County | $2,000 | $1,481 | $3,481 | $1,076 | $3,076 | $405 |
| Ponte Vedra, FL | $1,000 | $923 | $1,923 | $671 | $1,671 | $252 |
| Sawgrass, FL | $100 | $941 | $1,041 | $684 | $784 | $257 |
| Nocatee, FL | $1,000 | $2,682 | $3,682 | $1,949 | $2,949 | $733 |
| Duval County, FL | $300 | $1,294 | $1,594 | $940 | $1,240 | $354 |
| Fleming Island, FL | $2,500 | $1,088 | $3,588 | $790 | $3,290 | $297 |
| Jacksonville North, FL | $200 | $1,430 | $1,630 | $1,039 | $1,239 | $391 |
| Fernandina Beach, FL | $700 | $922 | $1,622 | $670 | $1,370 | $252 |
| Putnam County, FL | $300 | $910 | $1,210 | $661 | $961 | $249 |
| Glen St. Mary, FL | $1,000 | $912 | $1,912 | $663 | $1,663 | $249 |
| Interlachen-Florahome, FL | $100 | $764 | $864 | $555 | $655 | $209 |
| Home Insurance Company Ponte Vedra, FL | Homeowners Insurance Agency Ponte Vedra, FL | Address | Popularity Score | Distance from Ponte Vedra (miles) |
|---|---|---|---|---|
| Travelers | St Johns Insurance Agency | 115 Solana Rd Ste 2a, Ponte Vedra Beach, FL, 32082 | 2.0 | |
| State Farm | Michael Nickas | 10920 Baymeadows Road, Jacksonville, FL, 32256-4571 | 8.4 | |
| Liberty Mutual Independent | The Della Porta Group Inc | 7807 Baymeadows Rd E Ste 301, Jacksonville, FL, 32256 | 8.2 | |
| Travelers | Beach Insurance Llc | 100 Corridor Road South Suite 250, Ponte Vedra Beach, FL, 32082 | 0.4 | |
| State Farm | Parvez Sahotra | 3267 Hodges Blvd Ste 14, Jacksonville, FL, 32224-6063 | 7.6 | |
| Travelers | Holland Insurance Agency Inc | 1123 N 3rd St, Jacksonville Beach, FL, 32250 | 6.9 | |
| Travelers | Fletcher Stein Inc | 1211 N Third St, Jacksonville, FL, 32250 | 7.0 | |
| Travelers | Brightway Insurance | 110 Professional Dr Ste 4, Ponte Vedra Beach, FL, 32082 | 3.6 | |
| Travelers | Indi Financial P A | 11035 Philips Hwy Ste 6, Jacksonville, FL, 32256 | 10.0 | |
| Travelers | Indi Financial P A | 11035 Philips Hwy Ste 6, Jacksonville, FL, 32256 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Ponte Vedra, FL | $459,000 | $935 | $730 | $1,250 | $520 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Nocatee, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Fleming Island, FL | $242,700 | $1,101 | $860 | $1,480 | $620 |
| Jacksonville North, FL | $155,000 | $1,447 | $1,130 | $1,940 | $810 |
| Fernandina Beach, FL | $339,200 | $933 | $730 | $1,250 | $520 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| Glen St. Mary, FL | $77,500 | $923 | $720 | $1,240 | $520 |
| Interlachen-Florahome, FL | $77,000 | $773 | $600 | $1,040 | $440 |