Gavop shows you how to buy homeowners insurance in Dale County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dale County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 64, Kelli Dr, Sand Pit Rd, Morgan Ln, Providence Ln, Logan St, Deese Rd, Boykin Ave, Campground Rd, Patrick St | $108,000 | $90,000 | $100,000-$125,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Wallace St, Co Rd 574, Hannah Rd, Rebecca Ln, John D Seifert Dr, Stuart Tarter Rd, E Brookwood Cir, Cook Ave, Westview Dr, Campground Rd | $156,000 | $130,000 | $125,000-$150,000 | $96,000 | $90,000 | $75,000-$100,000 |
| Brookview Dr, Mance Newton Rd, Dale Cir, Cypress Ln, Louise Walding Ct, Chancy St, Mose Ware Rd, Co Rd 340, Martha Dr, Atlas St | $111,500 | $100,000 | $100,000-$125,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Co Rd 115, Mc Cants Dr, Co Rd 302, Peacock St, Copter Rd, Jimmie Ln, Deer Path Rd, Springcreek Rd, Co Rd 30, Sam Lisenby Rd | $112,000 | $100,000 | $125,000-$150,000 | $105,500 | $100,000 | $75,000-$100,000 |
| Co Rd 321, Skipper Ct, Thomas H Lavender Rd, Mildred St, Raintree Ln, King Ave, Painter Ave, Hanger St, W Andrews Ave, Co Rd 122 | $76,500 | $70,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Fulton Dr, Wildwood Loop, Holly St, Matthews Ave, Ann St, Small St, Heather Dr, Pvt Rd 1325, Spring St, Ned Ave | $85,500 | $80,000 | $75,000-$100,000 | $84,000 | $80,000 | $50,000-$75,000 |
| Copter Ct, Co Rd 545, Mills Austin Rd, Mc Cloud Ln, Mullins St, Zumstein Ave, Katherine Ave, Rockdale Dr, Old Ewell Rd, Price St | $76,500 | $60,000 | $50,000-$75,000 | $53,500 | $40,000 | $25,000-$50,000 |
| Pvt Rd 1505, Brown Dr, Garner Dr, Fall St, Estell Ct, Johanna Dr, Isaac Byrd Rd, Karol Cir, Bridlewood Cir, Duke Rd | $135,500 | $120,000 | $100,000-$125,000 | $69,500 | $70,000 | $50,000-$75,000 |
| Baker St, Acker Ave, Calloway St, Edna St, Blake Dr, Co Rd 109, Watts Rd, N Daleville Ave, Weed St, Pvt Rd 1427 | $137,000 | $120,000 | $100,000-$125,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Endl Ave, Montevalle Ct, Coral Way, Greenbriar Dr, Midtown Ave, Oakhill Dr, Parkview Dr, Pr 1364, Cardinal Cir, Robin Parker Rd | $175,000 | $160,000 | $200,000-$250,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $806 |
| Superior Protection Discount | -$100 | $896 |
| Fire & Security Discount | -$80 | $916 |
| Hail Resistant Roof Discount | -$20 | $976 |
| Newly Constructed Home Discount | -$209 | $786 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dale County | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Dale County, AL | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Headland-Newville, AL | $400 | $859 | $1,259 | $624 | $1,024 | $235 |
| Bellwood-Coffee Springs, AL | $2,000 | $1,084 | $3,084 | $788 | $2,788 | $296 |
| Hartford, AL | $200 | $857 | $1,057 | $623 | $823 | $234 |
| Madrid, AL | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Henderson-Spring Hill, AL | $300 | $865 | $1,165 | $628 | $928 | $236 |
| Eufaula, AL | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Quitman County, GA | $200 | $825 | $1,025 | $599 | $799 | $225 |
| Bullock County, AL | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Home Insurance Company Dale County, AL | Homeowners Insurance Agency Dale County, AL | Address | Popularity Score | Distance from Dale County (miles) |
|---|---|---|---|---|
| State Farm | Jenna Mack | 209 N Us Highway 231, Ozark, AL, 36360-4865 | 4.0 | |
| Allstate | Andrew Anderson | 936 W Carroll St Ste 1, Dothan, AL, 36301 | 19.8 | |
| Travelers | Headland Insurance Agency | 6 E Church St, Headland, AL, 36345 | 16.7 | |
| State Farm | Gene Mcgriff | 2948 Ross Clark Cir, Dothan, AL, 36301-1161 | 17.9 | |
| Travelers | Headland Insurance Agency | 6 East Church St, Headland, AL, 36345 | 16.7 | |
| Farmers | Mary Grimes | 1208 Rucker Blvd Ste B, Enterprise, AL, 36330 | 14.3 | |
| Farmers | Amy Walker | 3260 W Main St, Dothan, AL, 36305 | 17.1 | |
| Allstate | Luke Stevens | 2238 Westgate Pkwy, Dothan, AL, 36303 | 16.0 | |
| Travelers | Slingluff United Insurance | 568 S Oates St, Dothan, AL, 36301 | 19.5 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,600 | $750 |
| Dale County, AL | $108,000 | $996 | $710 | $1,420 | $710 |
| Dale County, AL | $108,000 | $996 | $710 | $1,370 | $660 |
| Headland-Newville, AL | $143,400 | $870 | $590 | $1,190 | $600 |
| Bellwood-Coffee Springs, AL | $118,600 | $1,097 | $790 | $1,570 | $780 |
| Hartford, AL | $107,400 | $868 | $620 | $1,200 | $580 |
| Madrid, AL | $108,500 | $874 | $630 | $1,230 | $600 |
| Henderson-Spring Hill, AL | $82,400 | $875 | $640 | $1,210 | $570 |
| Eufaula, AL | $108,500 | $874 | $640 | $1,230 | $590 |
| Quitman County, GA | $67,400 | $835 | $610 | $1,190 | $580 |
| Bullock County, AL | $66,800 | $641 | $470 | $920 | $450 |