Gavop shows you how to buy homeowners insurance in Kent County, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kent County, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Remington St, Otis St, Hunter St, Stanfield St, Potomac Rd, Mason St, Wood St, Levesque St, Friendship St, Sea View Dr | $203,500 | $180,000 | $150,000-$175,000 | $177,000 | $150,000 | $200,000-$250,000 |
| Meetinghouse Ln, Gardner Ave, 1st Ave, Dawes St, Aspen Way, Ferrier Dr, Sweetwater Dr, Holiday Ave, Old Summit Rd, Lowell St | $295,500 | $260,000 | $250,000-$300,000 | $305,000 | $270,000 | $250,000-$300,000 |
| Miner St, Sycamore Dr, Welch Rd, Newfield Ave, Greeley Ave, Saint George Ct, Bourbon Pl, Tillinghast Ave, Remy Cir, Walker Ln | $151,500 | $120,000 | $175,000-$200,000 | $140,000 | $110,000 | $100,000-$125,000 |
| Bright Water Dr, Village Ct, Ivan Ave, N Pleasant St, Lexington Ave, Hammet Rd, Oak Hill Ave, Heritage Dr, Wendy Dr, Killey Ave | $535,500 | $500,000 | $600,000-$700,000 | $262,000 | $220,000 | $200,000-$250,000 |
| Rosegarden St, Green Bush Rd, Aldrich St, Slater Ave, Taft Ave, Harvest Rd, Ewing Ct, Bay Shore Blvd, Talcott Ave, Watercress Ct | $324,000 | $280,000 | $250,000-$300,000 | $324,000 | $300,000 | $350,000-$400,000 |
| N Pearson Dr, John Wickes Ave, Heather Ct, Greenlawn St, Cedar Dr, Tunis Rd, Elmore St, Matteson Ave, Elmwood Ave, Kiley Way | $181,500 | $150,000 | $150,000-$175,000 | $234,500 | $210,000 | $200,000-$250,000 |
| Diamond Hill Rd, Grafton St, River Run, Deer Run Ct, Crane St, Mark Fore Dr, Morningside Dr, Roberts St, Edgehill Rd, Capron St | $201,500 | $170,000 | $200,000-$250,000 | $128,500 | $110,000 | $125,000-$150,000 |
| Mayor Ln, Breezy Lake Dr, Cedar Tree Ln, Grandview St, Big River Rd, Hull St, Hannah Dr, Lion St, Waterford Dr, Killdeer Rd | $312,500 | $290,000 | $300,000-$350,000 | $234,500 | $200,000 | $200,000-$250,000 |
| Montana Ave, Colby Dr, Tex Ct, Marco Dr, Kennedy Dr, Pardons Wood Ln, Drift Rd, Caverly St, Newlight St, Cecile Ave | $216,000 | $190,000 | $200,000-$250,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Tero Dr, Edythe St, James St, Dayton Ave, Cedar Ave, Industrial Ave, Montcalm Rd, Spinnaker Ln, Howland Ave, Sackett St | $209,500 | $180,000 | $150,000-$175,000 | $142,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $913 |
| Superior Protection Discount | -$101 | $1,026 |
| Fire & Security Discount | -$113 | $1,014 |
| Hail Resistant Roof Discount | -$34 | $1,093 |
| Newly Constructed Home Discount | -$259 | $868 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $700 | $1,114 | $1,814 | $809 | $1,509 | $304 |
| Kent County, RI | $1,000 | $1,114 | $2,114 | $809 | $1,809 | $304 |
| Hope Valley, RI | $500 | $1,272 | $1,772 | $924 | $1,424 | $347 |
| Norton Center, MA | $2,000 | $1,296 | $3,296 | $942 | $2,942 | $354 |
| Millbury, MA | $500 | $778 | $1,278 | $566 | $1,066 | $213 |
| Auburn, MA | $2,000 | $880 | $2,880 | $639 | $2,639 | $240 |
| Avon, MA | $100 | $1,187 | $1,287 | $862 | $962 | $324 |
| Stafford Springs, CT | $1,500 | $898 | $2,398 | $653 | $2,153 | $245 |
| East Haddam, CT | $200 | $877 | $1,077 | $638 | $838 | $240 |
| Aquinnah, MA | $1,500 | $548 | $2,048 | $399 | $1,899 | $150 |
| Lake Pocotopaug, CT | $500 | $1,194 | $1,694 | $868 | $1,368 | $326 |
| East Hampton, CT | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Home Insurance Company Kent County, RI | Homeowners Insurance Agency Kent County, RI | Address | Popularity Score | Distance from Kent County (miles) |
|---|---|---|---|---|
| Allstate | Jennifer Nappi | 631 Metacom Ave Unit A, Warren, RI, 2885 | 16.2 | |
| Allstate | Kerri A. Lawton | 151 Douglas Pike, Smithfield, RI, 2917 | 14.9 | |
| Travelers | The Insurance Center Inc | 91 Toll Gate Rd, Warwick, RI, 2886 | 5.9 | |
| Travelers | Oceanpoint Insurance Agency Inc | 73 Valley Rd 73 Valley Rd Middletown, Middletown, RI, 2842 | 18.4 | |
| Travelers | Auburn Ins & Rlty Co Inc | 1119 Reservoir Ave Ste A, Cranston, RI, 2910 | 9.0 | |
| Travelers | Iconnexion Agency | 636 Eddie Dowling Hwy , North Smithfield, RI, 2896 | 20.3 | |
| Travelers | Newport Insurance Agency Inc - Rais | 460 East Main Road , Middletown, RI, 2842 | 18.5 | |
| Travelers | Damiano Agency | 1150 New London Ave, Cranston, RI, 2920 | 6.6 | |
| Travelers | Competitive Insurance Associates Llc | 400 South County Trail Ste A, Exeter, RI, 2822 | 9.9 | |
| Travelers | Deblasio Insurance Inc | 1169 Park Ave, Cranston, RI, 2910 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $890 | $1,810 | $920 |
| Kent County, RI | $212,600 | $1,127 | $780 | $1,540 | $760 |
| Kent County, RI | $212,600 | $1,127 | $760 | $1,610 | $850 |
| Hope Valley, RI | $232,800 | $1,287 | $930 | $1,840 | $910 |
| Norton Center, MA | $327,300 | $1,312 | $880 | $1,880 | $1,000 |
| Millbury, MA | $263,200 | $788 | $540 | $1,090 | $550 |
| Auburn, MA | $245,300 | $890 | $600 | $1,260 | $660 |
| Avon, MA | $294,900 | $1,201 | $830 | $1,690 | $860 |
| Stafford Springs, CT | $159,100 | $909 | $650 | $1,250 | $600 |
| East Haddam, CT | $268,800 | $888 | $600 | $1,230 | $630 |
| Aquinnah, MA | $885,400 | $555 | $400 | $770 | $370 |
| Lake Pocotopaug, CT | $254,000 | $1,209 | $870 | $1,730 | $860 |
| East Hampton, CT | $261,400 | $874 | $600 | $1,230 | $630 |