Gavop shows you how to buy homeowners insurance in Audubon County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $134,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $162,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $180,000 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $730 |
| Home and Two Car | -$127 | $667 |
| Home and Three Car | -$191 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Audubon County | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Audubon County, IA | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Harlan, IA | $300 | $655 | $955 | $476 | $776 | $179 |
| Manilla, IA | $1,500 | $568 | $2,068 | $413 | $1,913 | $155 |
| Adair County, IA | $100 | $617 | $717 | $449 | $549 | $169 |
| Dunlap, IA | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
| Grand Junction, IA | $500 | $506 | $1,006 | $368 | $868 | $138 |
| Adams County, IA | $700 | $584 | $1,284 | $425 | $1,125 | $160 |
| Red Oak, IA | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Corning, IA | $1,500 | $580 | $2,080 | $421 | $1,921 | $158 |
| Macksburg, IA | $100 | $618 | $718 | $449 | $549 | $169 |
| Stanton, IA | $2,500 | $614 | $3,114 | $446 | $2,946 | $168 |
| Home Insurance Company Audubon County, IA | Homeowners Insurance Agency Audubon County, IA | Address | Popularity Score | Distance from Audubon County (miles) |
|---|---|---|---|---|
| State Farm | Tracy Wetter | 108 N Illinois St, Lake City, IA, 51449-1707 | 41.6 | |
| State Farm | Kirk Huehn | 318 Main St Ste 1, Manning, IA, 51455-1071 | 17.9 | |
| State Farm | Melodie Whiton | 900 1st Ave, Perry, IA, 50220-1703 | 42.6 | |
| State Farm | Megan Roberts | 912 E 7th St, Atlantic, IA, 50022-1806 | 19.6 | |
| State Farm | Trevis Beeck | 1624 4th Ave S, Denison, IA, 51442-2135 | 32.5 | |
| State Farm | Scott Jensen | 204 W 7th St, Atlantic, IA, 50022-1452 | 19.9 | |
| Travelers | Phillips Insurance & Associates | 1107 Walnut St, Dallas Center, IA, 50063 | 49.0 | |
| State Farm | Eric Schepers | 516 Nk Dr S Ste A, Adel, IA, 50003-2076 | 46.1 | |
| Allstate | Heenan Agency Inc | 901 1st Ave, Perry, IA, 50220 | 42.6 | |
| State Farm | Eric Schepers Casl, Cpcu, Chfc | 516 Nile Kinnick Drive South, Adel, IA, 50003-2076 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,150 | $590 |
| Audubon County, IA | $68,800 | $794 | $580 | $1,090 | $510 |
| Audubon County, IA | $68,800 | $794 | $550 | $1,100 | $550 |
| Harlan, IA | $103,600 | $663 | $450 | $930 | $480 |
| Manilla, IA | $71,900 | $575 | $410 | $810 | $400 |
| Adair County, IA | $93,200 | $625 | $420 | $880 | $460 |
| Dunlap, IA | $77,300 | $601 | $430 | $850 | $420 |
| Grand Junction, IA | $59,500 | $512 | $360 | $710 | $350 |
| Adams County, IA | $84,900 | $591 | $430 | $830 | $400 |
| Red Oak, IA | $78,300 | $815 | $590 | $1,130 | $540 |
| Corning, IA | $74,400 | $587 | $420 | $830 | $410 |
| Macksburg, IA | $82,700 | $626 | $420 | $880 | $460 |
| Stanton, IA | $81,700 | $621 | $430 | $880 | $450 |