Gavop's guide to buying homeowners insurance in Greenacres, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $183,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $143,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $303,000 | $280,000 | $200,000-$250,000 |
| 5 Bedroom | $257,000 | $210,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $564 |
| Home and Two Car | -$99 | $521 |
| Home and Three Car | -$155 | $465 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Greenacres, CA | Homeowners Insurance Agency Greenacres, CA | Address | Popularity Score | Distance from Greenacres (miles) |
|---|---|---|---|---|
| Allstate | Evan Evans | 3939 Bernard St Ste 4, Bakersfield, CA, 93306 | 9.6 | |
| State Farm | Kelli Davis | 2665 Calloway Dr Ste 206, Bakersfield, CA, 93312-2619 | 0.5 | |
| State Farm | Mike Alexander | 312 H St, Bakersfield, CA, 93304-2914 | 5.7 | |
| Travelers | Clifford & Bradford Insurance Agency | 1515 20th St, Bakersfield, CA, 93301 | 5.6 | |
| State Farm | John Cooper | 1400 Easton Dr Ste 127, Bakersfield, CA, 93309-9405 | 4.2 | |
| State Farm | Johnny Williamson | 4208 Rosedale Hwy Ste 202, Bakersfield, CA, 93308-6172 | 3.6 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F Street, Suite 200, Bakersfield, CA, 93301 | 5.4 | |
| Farmers | Michael Gipson | 4400 Ashe Rd Ste 217, Bakersfield, CA, 93313 | 5.3 | |
| Farmers | Scott Eckberg | 5401 Business Park S Ste 105, Bakersfield, CA, 93309 | 3.7 | |
| Farmers | Brian Parks | 1612 California Ave, Bakersfield, CA, 93304 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Greenacres, CA | $211,900 | $620 | $460 | $840 | $380 |
| Greenfield-Panama, CA | $240,600 | $656 | $490 | $890 | $400 |
| Delano-McFarland, CA | $165,600 | $606 | $450 | $820 | $370 |
| Allensworth, CA | $85,700 | $475 | $350 | $650 | $300 |
| Golden Hills, CA | $229,200 | $642 | $470 | $870 | $400 |
| Lake Isabella, CA | $119,300 | $967 | $720 | $1,310 | $590 |
| Wasco, CA | $155,100 | $967 | $720 | $1,310 | $590 |
| Frazier Park, CA | $154,400 | $591 | $440 | $800 | $360 |
| Kernville, CA | $226,600 | $686 | $510 | $930 | $420 |