Gavop's guide to buying homeowners insurance in Cherryland, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $178,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $313,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $226,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $243,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $697 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$57 | $754 |
| Hail Resistant Roof Discount | -$24 | $786 |
| Newly Constructed Home Discount | -$219 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
| Cherryland, CA | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| San Leandro, CA | $200 | $1,308 | $1,508 | $951 | $1,151 | $357 |
| San Ramon, CA | $1,000 | $1,533 | $2,533 | $1,114 | $2,114 | $419 |
| Danville, CA | $200 | $1,180 | $1,380 | $858 | $1,058 | $322 |
| Alamo, CA | $2,500 | $930 | $3,430 | $676 | $3,176 | $254 |
| San Miguel, CA | $300 | $2,575 | $2,875 | $1,871 | $2,171 | $704 |
| Contra Costa Centre, CA | $700 | $945 | $1,645 | $687 | $1,387 | $258 |
| Tassajara, CA | $500 | $934 | $1,434 | $679 | $1,179 | $255 |
| Belvedere, CA | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Woodacre, CA | $200 | $1,976 | $2,176 | $1,436 | $1,636 | $540 |
| Petaluma, CA | $1,000 | $1,357 | $2,357 | $986 | $1,986 | $371 |
| Home Insurance Company Cherryland, CA | Homeowners Insurance Agency Cherryland, CA | Address | Popularity Score | Distance from Cherryland (miles) |
|---|---|---|---|---|
| State Farm | Aj Abdelkhalek | 775 E El Camino Real, Sunnyvale, CA, 94087-2976 | 22.7 | |
| State Farm | Jerry Garcia | 15200 Hesperian Blvd Ste 102, San Leandro, CA, 94578-3955 | 2.0 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 6.3 | |
| State Farm | Kim Holland | 897 E Lewelling Blvd, Hayward, CA, 94541-1107 | 0.6 | |
| Liberty Mutual Independent | Centurion Insurance Agency | 7950 Dublin Blvd Ste 100, Dublin, CA, 94568 | 9.4 | |
| State Farm | Lorin Young | 16848 Alisal Ct, San Lorenzo, CA, 94580-1712 | 0.8 | |
| State Farm | Adrian Stovall | 22544 2nd St, Hayward, CA, 94541-4124 | 1.4 | |
| State Farm | Gary Gonzales | 1260 A St Ste 200, Hayward, CA, 94541-2961 | 1.3 | |
| Travelers | Insurance By Castle Agency | 643 Bair Island Rd Ste 200, Redwood City, CA, 94063 | 14.2 | |
| State Farm | Ross Lopez | 71 Sand Creek Rd Ste K, Brentwood, CA, 94513-7320 | 28.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| San Leandro, CA | $474,500 | $1,324 | $980 | $1,800 | $820 |
| San Ramon, CA | $863,800 | $1,552 | $1,150 | $2,110 | $960 |
| Danville, CA | $976,800 | $1,194 | $880 | $1,620 | $740 |
| Alamo, CA | $1,517,700 | $941 | $700 | $1,280 | $580 |
| San Miguel, CA | $1,034,400 | $2,606 | $1,930 | $3,540 | $1,610 |
| Contra Costa Centre, CA | $606,100 | $956 | $710 | $1,300 | $590 |
| Tassajara, CA | $894,000 | $945 | $700 | $1,290 | $590 |
| Belvedere, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Woodacre, CA | $716,900 | $2,000 | $1,480 | $2,720 | $1,240 |
| Petaluma, CA | $509,000 | $1,373 | $1,020 | $1,870 | $850 |