Gavop tells you how to get the best homeowners insurance in Douglas County, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $143,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $131,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $245,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $355,500 | $290,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $742 |
| Superior Protection Discount | -$81 | $823 |
| Fire & Security Discount | -$90 | $814 |
| Hail Resistant Roof Discount | -$27 | $877 |
| Newly Constructed Home Discount | -$262 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Douglas County, GA | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Kennesaw, GA | $100 | $854 | $954 | $621 | $721 | $233 |
| Northeast Cobb, GA | $1,500 | $1,378 | $2,878 | $1,002 | $2,502 | $377 |
| Irondale, GA | $400 | $633 | $1,033 | $460 | $860 | $173 |
| Candler-McAfee, GA | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Chamblee, GA | $100 | $853 | $953 | $620 | $720 | $233 |
| Pine Lake, GA | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Stone Mountain, GA | $500 | $872 | $1,372 | $633 | $1,133 | $238 |
| Henry County, GA | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Duluth, GA | $400 | $799 | $1,199 | $580 | $980 | $218 |
| Towalaga, GA | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Home Insurance Company Douglas County, GA | Homeowners Insurance Agency Douglas County, GA | Address | Popularity Score | Distance from Douglas County (miles) |
|---|---|---|---|---|
| State Farm | Amy Brown | 119 S Candler St, Villa Rica, GA, 30180-2738 | 9.2 | |
| Liberty Mutual Independent | Thompson Insurance | 8385 Cherokee Blvd Ste 100, Douglasville, GA, 30134 | 4.5 | |
| Travelers | Nash Stephens Agency Inc | 3417 Hwy 5 Ste C, Douglasville, GA, 30135 | 1.0 | |
| Farmers | Darrell Abernathy | 4040 Chapel Hill Rd Ste Q, Douglasville, GA, 30135 | 2.9 | |
| State Farm | Wilder Saint-Velus | 3507 Veterans Mem Hwy Ste 210, Lithia Spgs, GA, 30122-1474 | 9.2 | |
| Allstate | Ryan Rice | 7421 Douglas Blvd Ste B, Douglasville, GA, 30135 | 1.8 | |
| Allstate | Southern States Insurance Inc | 3130 Golf Ridge Blvd, Douglasville, GA, 30135 | 2.8 | |
| State Farm | Craig Ritchie | 35b S Peachtree St, Norcross, GA, 30071-2503 | 35.9 | |
| Allstate | Southern States Insurance Inc | 3130 Golf Ridge Blvd Suite 200, Douglasville, GA, 30135 | 2.8 | |
| Allstate | Quintin Standifer | 3387 Veterans Memorial Hwy, Lithia Springs, GA, 30122 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,450 | $770 |
| Douglas County, GA | $140,100 | $904 | $660 | $1,280 | $620 |
| Douglas County, GA | $140,100 | $904 | $620 | $1,280 | $660 |
| Kennesaw, GA | $163,200 | $864 | $620 | $1,180 | $560 |
| Northeast Cobb, GA | $313,000 | $1,395 | $960 | $1,940 | $980 |
| Irondale, GA | $90,400 | $641 | $440 | $900 | $460 |
| Candler-McAfee, GA | $90,000 | $687 | $490 | $940 | $450 |
| Chamblee, GA | $231,900 | $864 | $610 | $1,180 | $570 |
| Pine Lake, GA | $154,000 | $996 | $690 | $1,360 | $670 |
| Stone Mountain, GA | $134,700 | $882 | $640 | $1,220 | $580 |
| Henry County, GA | $154,900 | $959 | $660 | $1,320 | $660 |
| Duluth, GA | $199,300 | $808 | $560 | $1,150 | $590 |
| Towalaga, GA | $163,900 | $866 | $580 | $1,190 | $610 |