Gavop tells you how to get the best homeowners insurance in Mecosta County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $127,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $120,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $221,500 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $225,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $621 |
| Superior Protection Discount | -$72 | $650 |
| Fire & Security Discount | -$72 | $650 |
| Hail Resistant Roof Discount | -$14 | $707 |
| Newly Constructed Home Discount | -$180 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mecosta County | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Mecosta County, MI | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Mecosta, MI | $400 | $760 | $1,160 | $552 | $952 | $208 |
| Lake Isabella, MI | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Cedar, MI | $500 | $716 | $1,216 | $521 | $1,021 | $196 |
| Isabella County, MI | $2,000 | $732 | $2,732 | $532 | $2,532 | $200 |
| Pleasant Plains, MI | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Crystal, MI | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Algoma, MI | $100 | $710 | $810 | $516 | $616 | $194 |
| Clam Lake, MI | $2,000 | $761 | $2,761 | $553 | $2,553 | $208 |
| Sanford, MI | $200 | $732 | $932 | $532 | $732 | $200 |
| Boon, MI | $1,000 | $690 | $1,690 | $501 | $1,501 | $188 |
| Home Insurance Company Mecosta County, MI | Homeowners Insurance Agency Mecosta County, MI | Address | Popularity Score | Distance from Mecosta County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 49.4 | |
| Allstate | Clear Choice Agency | 1035 Spaulding Ave Se, Grand Rapids, MI, 49546 | 48.8 | |
| State Farm | Tom Wilcox | 117 N Division St, Carson City, MI, 48811 | 40.0 | |
| State Farm | Scott Vanderploeg | 400 N State St, Big Rapids, MI, 49307-1478 | 8.9 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 48.9 | |
| State Farm | Jenni Pattillo | 1810 W Washington St Ste 1a, Greenville, MI, 48838-2629 | 31.7 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 48.9 | |
| Allstate | Roger Vroegindewey | 4300 Plainfield Ave Ne Ste C, Grand Rapids, MI, 49525 | 43.4 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 44.7 | |
| State Farm | Wayne Richardson | 6207 Brewer Ne At Northland Dr, Rockford, MI, 49341-7460 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,080 | $510 |
| Mecosta County, MI | $114,700 | $722 | $530 | $1,020 | $490 |
| Mecosta County, MI | $114,700 | $722 | $490 | $1,000 | $510 |
| Mecosta, MI | $131,700 | $769 | $550 | $1,100 | $550 |
| Lake Isabella, MI | $149,500 | $793 | $550 | $1,120 | $570 |
| Cedar, MI | $102,300 | $725 | $530 | $1,040 | $510 |
| Isabella County, MI | $128,400 | $741 | $500 | $1,040 | $540 |
| Pleasant Plains, MI | $74,100 | $674 | $460 | $960 | $500 |
| Crystal, MI | $89,000 | $702 | $480 | $970 | $490 |
| Algoma, MI | $197,700 | $719 | $520 | $990 | $470 |
| Clam Lake, MI | $132,400 | $770 | $520 | $1,090 | $570 |
| Sanford, MI | $112,900 | $741 | $510 | $1,060 | $550 |
| Boon, MI | $86,700 | $698 | $470 | $980 | $510 |