Gavop shows you how to buy homeowners insurance in Benicia, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $131,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $311,000 | $270,000 | $200,000-$250,000 |
| 3 Bedroom | $547,500 | $450,000 | $400,000-$500,000 |
| 4 Bedroom | $477,500 | $440,000 | $350,000-$400,000 |
| 5 Bedroom | $1,158,500 | $1,020,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $831 |
| Superior Protection Discount | -$87 | $879 |
| Fire & Security Discount | -$68 | $898 |
| Hail Resistant Roof Discount | -$19 | $947 |
| Newly Constructed Home Discount | -$193 | $773 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,587 |
| Wind Damage | $9,816 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,485 |
| Home Insurance Company Benicia, CA | Homeowners Insurance Agency Benicia, CA | Address | Popularity Score | Distance from Benicia (miles) |
|---|---|---|---|---|
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 39.7 | |
| State Farm | Ed Bright | 1151 Arroyo Ave, San Carlos, CA, 94070-3908 | 39.5 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 4.8 | |
| Travelers | Brady-Harbord-Payne | 3608 Grand Ave Ste 2, Oakland, CA, 94610 | 18.2 | |
| Allstate | Daniel Bethancourt | 628 2nd Ave Ste 310, Crockett, CA, 94525 | 4.1 | |
| Farmers | Matt Matayoshi | 953 San Pablo Ave, Pinole, CA, 94564 | 9.5 | |
| State Farm | Linda Mcclatchy | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 9.3 | |
| State Farm | Kwon Lee | 1251 Monument Blvd Ste 200, Concord, CA, 94520-4450 | 9.9 | |
| State Farm | Dennis Casagrande | 801 Srv Blvd Ste A, Danville, CA, 94526-4027 | 17.9 | |
| State Farm | Mark Woodard | 609 Main St, Martinez, CA, 94553-1128 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Solano County, CA | $342,000 | $865 | $640 | $1,180 | $540 |
| Benicia, CA | $515,800 | $966 | $710 | $1,310 | $600 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| Alamo, CA | $1,517,700 | $941 | $700 | $1,280 | $580 |
| Danville, CA | $976,800 | $1,194 | $880 | $1,620 | $740 |
| Sleepy Hollow, CA | $1,658,400 | $808 | $600 | $1,100 | $500 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |
| South San Francisco, CA | $744,900 | $1,123 | $830 | $1,530 | $700 |
| Burlingame, CA | $1,591,600 | $956 | $710 | $1,300 | $590 |
| Inverness, CA | $882,200 | $2,334 | $1,730 | $3,170 | $1,440 |
| Stockton, CA | $205,300 | $638 | $470 | $870 | $400 |
| Portola Valley, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |