Gavop tells you how to get the best homeowners insurance in Middletown, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $192,000 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $219,000 | $180,000 | $250,000-$300,000 |
| 4 Bedroom | $368,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $187,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $822 |
| Home and Two Car | -$145 | $759 |
| Home and Three Car | -$208 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Middletown, KY | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Anchorage, KY | $300 | $2,767 | $3,067 | $2,011 | $2,311 | $756 |
| Crossgate, KY | $1,000 | $1,213 | $2,213 | $882 | $1,882 | $332 |
| Glenview, KY | $500 | $2,897 | $3,397 | $2,105 | $2,605 | $792 |
| Spring Mill, KY | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Central Jefferson, KY | $400 | $743 | $1,143 | $540 | $940 | $203 |
| Parkway Village, KY | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| Bardstown, KY | $400 | $772 | $1,172 | $561 | $961 | $211 |
| Frankfort, KY | $1,000 | $880 | $1,880 | $640 | $1,640 | $241 |
| Monterey-New Columbus, KY | $200 | $862 | $1,062 | $626 | $826 | $235 |
| Hardinsburg, IN | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Home Insurance Company Middletown, KY | Homeowners Insurance Agency Middletown, KY | Address | Popularity Score | Distance from Middletown (miles) |
|---|---|---|---|---|
| Allstate | Daniel Mason | 3406 Frankfort Ave, Louisville, KY, 40207 | 8.1 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 4.2 | |
| Nationwide | Brandt Davis Insurance Agency | 4229 Bardstown Rd Ste 126, Louisville, KY, 40218 | 7.3 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 6.8 | |
| State Farm | David Franck | 8217 Shelbyville Rd, Louisville, KY, 40222-5421 | 4.4 | |
| Allstate | Brian Taylor | 2920 Brownsboro Rd Ste B, Louisville, KY, 40206 | 9.1 | |
| State Farm | Brian Morrison | 144 Chenoweth Ln, Louisville, KY, 40207-2660 | 7.5 | |
| State Farm | Josh Haines | 871 Taylorsville Rd, Shelbyville, KY, 40065-9124 | 14.1 | |
| Allstate | Brian Stiff | 201 Townepark Cir Ste 101, Louisville, KY, 40243 | 0.2 | |
| State Farm | Tom Kanaly | 6608 Bardstown Rd Ste A, Louisville, KY, 40291-3084 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,260 | $640 |
| Jefferson County, KY | $159,000 | $945 | $690 | $1,310 | $620 |
| Middletown, KY | $195,300 | $904 | $640 | $1,290 | $650 |
| Anchorage, KY | $663,600 | $2,801 | $1,990 | $3,890 | $1,900 |
| Crossgate, KY | $264,000 | $1,228 | $900 | $1,730 | $830 |
| Glenview, KY | $706,800 | $2,932 | $2,110 | $4,130 | $2,020 |
| Spring Mill, KY | $197,300 | $1,080 | $780 | $1,520 | $740 |
| Central Jefferson, KY | $129,600 | $752 | $530 | $1,070 | $540 |
| Parkway Village, KY | $154,400 | $971 | $690 | $1,370 | $680 |
| Bardstown, KY | $140,600 | $781 | $530 | $1,070 | $540 |
| Frankfort, KY | $139,900 | $891 | $650 | $1,260 | $610 |
| Monterey-New Columbus, KY | $122,900 | $872 | $600 | $1,200 | $600 |
| Hardinsburg, IN | $65,000 | $607 | $440 | $860 | $420 |