Gavop shows you how to buy homeowners insurance in Kearney, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kearney, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kathleen Way, Shadowbrook Dr, Mission Dr, NE 178 St, NE 181st St, NE 113 St, Ash St, Renea Ct, Mc Ginnis Rd, Country View Ln | $207,000 | $200,000 | $200,000-$250,000 | $369,500 | $340,000 | $300,000-$350,000 |
| Roberts Ct, S Grove Ter, 132nd St Ter, W 1st St, NE 147th St, NE 192nd St, Lynn St, Ray County Line Rd, Sunset Dr, E 13th Ter | $203,500 | $190,000 | $175,000-$200,000 | $320,000 | $270,000 | $250,000-$300,000 |
| Lake Point Ct, NE 170th St, Timber Ln, NE 159th St, Centerville Ave, Southbrook Pkwy, Mick Rd, French Ridge Rd, E 5th St, Emerald Cir | $127,500 | $110,000 | $100,000-$125,000 | $178,500 | $170,000 | $150,000-$175,000 |
| Shadow Run Dr, NE 130 St, Sunrise St, Lauren Ln, NE 124th Ter, Talon Dr, Cedarwood Pkwy, NE 164 St, Moffitt Rd, Gabe Travis Cir | $212,000 | $180,000 | $200,000-$250,000 | $302,000 | $280,000 | $300,000-$350,000 |
| NE 137 St, Edgar Petty Rd, Highview Dr, Mark Dr, 200th St, D Hwy, 184th St, SE Clinton County Line Rd, E 15th St, Amber Ln | $262,500 | $240,000 | $200,000-$250,000 | $240,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $698 |
| Superior Protection Discount | -$86 | $776 |
| Fire & Security Discount | -$69 | $793 |
| Hail Resistant Roof Discount | -$17 | $844 |
| Newly Constructed Home Discount | -$241 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $1,033 | $1,733 | $751 | $1,451 | $282 |
| Kearney, MO | $1,500 | $851 | $2,351 | $619 | $2,119 | $233 |
| Smithville, MO | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Homestead, MO | $2,000 | $770 | $2,770 | $559 | $2,559 | $210 |
| Houston Lake, MO | $500 | $1,023 | $1,523 | $743 | $1,243 | $279 |
| Tremont, MO | $700 | $1,342 | $2,042 | $975 | $1,675 | $367 |
| Waldron, MO | $500 | $2,104 | $2,604 | $1,529 | $2,029 | $575 |
| Leavenworth County, KS | $2,000 | $1,328 | $3,328 | $965 | $2,965 | $363 |
| Norborne, MO | $100 | $765 | $865 | $556 | $656 | $209 |
| Belton, MO | $1,500 | $854 | $2,354 | $621 | $2,121 | $233 |
| Trotter, MO | $400 | $1,175 | $1,575 | $854 | $1,254 | $321 |
| Tonganoxie, KS | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
| Home Insurance Company Kearney, MO | Homeowners Insurance Agency Kearney, MO | Address | Popularity Score | Distance from Kearney (miles) |
|---|---|---|---|---|
| Allstate | Baker Hallstrom | 1587 Ne Rice Rd, Lees Summit, MO, 64086 | 31.1 | |
| Travelers | Leone Knipp Insurance Group Llc | 651 Ne Woods Chapel Rd Ste 101, Lees Summit, MO, 64064 | 28.2 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154 | 17.1 | |
| State Farm | Matt Kelly | 888 Haines Drive, Liberty, MO, 64068-1008 | 9.8 | |
| State Farm | Jeff Zigmant | 6008 N Highway 9 Ste B, Parkville, MO, 64152-3673 | 20.3 | |
| State Farm | Tim Dugan | 6453 N Cosby Ave, Kansas City, MO, 64151-2378 | 18.5 | |
| State Farm | Joe Nowatzki | 10201 N Oak Trfy Ste 400, Kansas City, MO, 64155-4204 | 12.6 | |
| State Farm | Jennifer Hubbs | 9759 N Cedar Ave, Kansas City, MO, 64157-6208 | 9.0 | |
| Farmers | Shaun Battles | 6 Victory Ln Ste D, Liberty, MO, 64068 | 10.6 | |
| Allstate | Jennifer King | 249 W Mill St Ste 106, Liberty, MO, 64068 | 10.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,550 | $800 |
| Clay County, MO | $160,900 | $1,045 | $700 | $1,490 | $790 |
| Kearney, MO | $199,000 | $862 | $630 | $1,200 | $570 |
| Smithville, MO | $176,300 | $825 | $570 | $1,150 | $580 |
| Homestead, MO | $58,300 | $779 | $520 | $1,100 | $580 |
| Houston Lake, MO | $128,000 | $1,035 | $750 | $1,480 | $730 |
| Tremont, MO | $264,600 | $1,358 | $960 | $1,890 | $930 |
| Waldron, MO | $449,100 | $2,130 | $1,530 | $2,920 | $1,390 |
| Leavenworth County, KS | $171,000 | $1,344 | $1,050 | $1,810 | $760 |
| Norborne, MO | $57,100 | $774 | $530 | $1,110 | $580 |
| Belton, MO | $125,800 | $864 | $600 | $1,240 | $640 |
| Trotter, MO | $188,600 | $1,189 | $860 | $1,630 | $770 |
| Tonganoxie, KS | $170,100 | $1,059 | $830 | $1,430 | $600 |