Gavop's guide to buying homeowners insurance in Pollock Pines, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $230,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $209,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $266,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $627,000 | $540,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $567 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$54 | $621 |
| Hail Resistant Roof Discount | -$20 | $655 |
| Newly Constructed Home Discount | -$149 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Dorado County | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Pollock Pines, CA | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Sloughhouse, CA | $1,500 | $919 | $2,419 | $668 | $2,168 | $251 |
| Alta, CA | $200 | $935 | $1,135 | $679 | $879 | $255 |
| Nevada County, CA | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Camanche North Shore, CA | $200 | $671 | $871 | $488 | $688 | $183 |
| Clay, CA | $2,500 | $1,324 | $3,824 | $962 | $3,462 | $362 |
| Murphys, CA | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| Glenbrook, NV | $2,500 | $530 | $3,030 | $385 | $2,885 | $145 |
| Arden-Arcade, CA | $300 | $730 | $1,030 | $531 | $831 | $200 |
| Elk Grove, CA | $1,000 | $874 | $1,874 | $636 | $1,636 | $239 |
| Home Insurance Company Pollock Pines, CA | Homeowners Insurance Agency Pollock Pines, CA | Address | Popularity Score | Distance from Pollock Pines (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Placer Insurance Agency | 5 Sierra Gate Plaza, 2nd Floor, Roseville, CA, 95678 | 36.1 | |
| Farmers | Greg French | 3017 Douglas Blvd Ste 105, Roseville, CA, 95661 | 34.3 | |
| Farmers | Lloyd Lawson Ii | 16770 Placer Hills Rd Ste A, Meadow Vista, CA, 95722 | 28.4 | |
| State Farm | Darryl Fong | 8489 Folsom Blvd, Sacramento, CA, 95826-3515 | 45.2 | |
| Farmers | Renante Gonzales | 8021 Laguna Blvd Ste 1, Elk Grove, CA, 95758 | 49.5 | |
| Travelers | Truckee Community Insurance Services | 12277 Soaring Way Ste 202, Truckee, CA, 96161 | 45.8 | |
| Farmers | Max Soliz | 10831 Combie Rd Ste A, Auburn, CA, 95602 | 32.7 | |
| State Farm | Michele Adams | 947 Enterprise Dr Ste I, Sacramento, CA, 95825-3940 | 45.8 | |
| Nationwide | Bph Insurance And Financial Services Inc. | 9261 Folsom Blvd Ste 503, Sacramento, CA, 95826 | 43.1 | |
| State Farm | Tony Gervasi | 1390 Broadway, Suite C, Placerville, CA, 95667-5900 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| Pollock Pines, CA | $254,600 | $675 | $500 | $920 | $420 |
| Sloughhouse, CA | $446,600 | $930 | $690 | $1,260 | $570 |
| Alta, CA | $357,900 | $946 | $700 | $1,290 | $590 |
| Nevada County, CA | $379,800 | $976 | $720 | $1,330 | $610 |
| Camanche North Shore, CA | $221,100 | $679 | $500 | $920 | $420 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Murphys, CA | $305,700 | $816 | $600 | $1,110 | $510 |
| Glenbrook, NV | $2,000,001 | $536 | $380 | $740 | $360 |
| Arden-Arcade, CA | $333,900 | $739 | $550 | $1,010 | $460 |
| Elk Grove, CA | $349,500 | $885 | $650 | $1,200 | $550 |