Gavop shows you how to buy homeowners insurance in Newcastle, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $232,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $205,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $370,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $903 |
| Superior Protection Discount | -$94 | $955 |
| Fire & Security Discount | -$115 | $934 |
| Hail Resistant Roof Discount | -$31 | $1,018 |
| Newly Constructed Home Discount | -$210 | $840 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
| Home Insurance Company Newcastle, OK | Homeowners Insurance Agency Newcastle, OK | Address | Popularity Score | Distance from Newcastle (miles) |
|---|---|---|---|---|
| Allstate | Maria Lucia Lopez | 3523 Nw 36th St, Oklahoma City, OK, 73112 | 18.3 | |
| Travelers | Chad Cobble Insurance Agency | 227 S Broadway, Moore, OK, 73160 | 8.9 | |
| Farmers | Joey Capps | 1500 Sw 119th St, Oklahoma City, OK, 73170 | 7.9 | |
| Farmers | William Briggs | 4308 N Meridian Ave, Oklahoma City, OK, 73112 | 18.8 | |
| Travelers | Oklahoma Insurance Group | 701 Wall Street, Norman, OK, 73069 | 6.6 | |
| Allstate | Jessica P Max | 123 N Broadway St, Moore, OK, 73160 | 9.1 | |
| State Farm | Karen Bollenbach | 105 S Green Ave, Purcell, OK, 73080-5227 | 20.5 | |
| State Farm | Ken Shelton | 10901 S Western Ave Ste A, Oklahoma City, OK, 73170-6213 | 8.8 | |
| Liberty Mutual Independent | Insurica | 5100 N Classen Blvd Ste 300, Oklahoma City, OK, 73118 | 19.6 | |
| State Farm | Mary Thompson | 16504 N Pennsylvania Ave, Edmond, OK, 73012-9010 | 27.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,100 | $1,040 |
| McClain County, OK | $166,400 | $1,361 | $940 | $1,890 | $950 |
| Newcastle, OK | $189,200 | $1,050 | $750 | $1,450 | $700 |
| Moore, OK | $133,900 | $1,395 | $1,000 | $1,990 | $990 |
| Washington, OK | $162,000 | $1,749 | $1,190 | $2,480 | $1,290 |
| Norge, OK | $37,900 | $721 | $520 | $1,020 | $500 |
| Bethel Acres, OK | $161,800 | $1,748 | $1,240 | $2,500 | $1,260 |
| Lindsay, OK | $88,900 | $1,191 | $860 | $1,660 | $800 |
| Rush Springs, OK | $73,000 | $1,052 | $720 | $1,490 | $770 |
| Bray, OK | $106,400 | $1,337 | $960 | $1,850 | $890 |
| Hinton, OK | $109,900 | $1,365 | $1,000 | $1,870 | $870 |
| Northeast Comanche, OK | $136,500 | $1,569 | $1,050 | $2,180 | $1,130 |