Gavop's guide to buying homeowners insurance in Lakemoor, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lakemoor, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lincoln Rd, Fair Oak Ln, N Club Rd, Mineral Springs Rd, Lilac St, S Vaupell Dr, Oakwood Ct, Cuhlman Rd, Charnbrook Dr, Mar Dr | $132,000 | $120,000 | $100,000-$125,000 | $306,000 | $260,000 | $300,000-$350,000 |
| Rosedale Dr, S Lily Lake Rd, Navajo Trl, Melissa Ct, N Villa Ln, W Pine St, Parkside Ave, W Rand Rd, Jodie Way, W Sunset Dr | $173,000 | $150,000 | $125,000-$150,000 | $275,500 | $240,000 | $250,000-$300,000 |
| Oak Ln, W Vandotte Ave, Deer Run Rd, Highland Ct, W Cobblestone Ln, Santa Barbara Rd, Vale St, Ramsgate Ln, Cedar St W, Kings Way | $180,500 | $170,000 | $150,000-$175,000 | $204,000 | $170,000 | $175,000-$200,000 |
| Janet Dr, W Riverside Dr, King's Way, Cassandra Ln, Anthony Ln, Harrison Ln, Hawk Ave, Glenwood Ct, Wildwood Ln, Magnolia Ave | $208,500 | $190,000 | $200,000-$250,000 | $198,000 | $180,000 | $175,000-$200,000 |
| Linden Ave, Morningside Dr, W North Ave, Charles Ct, Pine Grove Rd, Grand Meadow Ln, Violet Dr, Cobblestone Ln, Steuben Rd, W Wegner Rd | $104,000 | $100,000 | $75,000-$100,000 | $163,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $590 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$64 | $647 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$149 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Lakemoor, IL | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Wilmot, WI | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Camp Lake, WI | $2,000 | $643 | $2,643 | $467 | $2,467 | $176 |
| Barrington, IL | $500 | $1,087 | $1,587 | $790 | $1,290 | $297 |
| Coral, IL | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Carol Stream, IL | $500 | $887 | $1,387 | $644 | $1,144 | $242 |
| Addison, IL | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Kane County, IL | $300 | $875 | $1,175 | $636 | $936 | $239 |
| Muskego, WI | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Harlem, IL | $300 | $665 | $965 | $483 | $783 | $182 |
| Hometown, IL | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Home Insurance Company Lakemoor, IL | Homeowners Insurance Agency Lakemoor, IL | Address | Popularity Score | Distance from Lakemoor (miles) |
|---|---|---|---|---|
| Travelers | Thomas Ward Insurance Group | 707 W Willow St, Chicago, IL, 60614 | 41.0 | |
| State Farm | Raul Gomez | 4551 N Western Ave, Chicago, IL, 60625-2116 | 37.0 | |
| State Farm | Shannon Morreale | 175 Northwest Hwy Ste 1, Cary, IL, 60013-2996 | 9.0 | |
| State Farm | Andy Niebur | 1117 Milwaukee Ave, Riverwoods, IL, 60015-3512 | 18.6 | |
| Liberty Mutual Independent | Bgs Insurance Agency | 3295 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 18.0 | |
| State Farm | Rhea Joyer | 4911 N Lincoln Ave Ste C, Chicago, IL, 60625-2609 | 36.6 | |
| State Farm | Mike Burton | 5520 W Lawrence Ave, Chicago, IL, 60630-3412 | 34.1 | |
| Travelers | Bernard E Pedersen & Associates Inc | 331 W Northwest Hwy Ste 101-107, Palatine, IL, 60067 | 17.0 | |
| Liberty Mutual Independent | Bgs Insurance Agency | 3295 N Arlington Heights Rd Ste 111, Arlington Heights, IL, 60004 | 18.0 | |
| Allstate | Bassel Elhrisse | 6920 Ogden Ave, Berwyn, IL, 60402 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,200 | $600 |
| McHenry County, IL | $212,600 | $870 | $630 | $1,230 | $600 |
| Lakemoor, IL | $177,600 | $711 | $480 | $1,010 | $530 |
| Wilmot, WI | $172,300 | $690 | $500 | $950 | $450 |
| Camp Lake, WI | $150,400 | $651 | $470 | $900 | $430 |
| Barrington, IL | $600,900 | $1,100 | $760 | $1,520 | $760 |
| Coral, IL | $273,100 | $999 | $710 | $1,420 | $710 |
| Carol Stream, IL | $231,400 | $898 | $620 | $1,270 | $650 |
| Addison, IL | $241,100 | $912 | $610 | $1,250 | $640 |
| Kane County, IL | $223,400 | $886 | $630 | $1,210 | $580 |
| Muskego, WI | $273,700 | $679 | $480 | $970 | $490 |
| Harlem, IL | $124,500 | $673 | $490 | $930 | $440 |
| Hometown, IL | $110,000 | $682 | $490 | $930 | $440 |