Gavop's guide to buying homeowners insurance in Izard County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Izard County, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Calico, N Edgewater Dr, Nebraska Dr, E Green Valley Dr, Lynwood Ave, N Little Rock Rd, First St, McSpadden Dr, Pioneer Lake Rd, Jones St | $91,500 | $80,000 | $75,000-$100,000 | $109,000 | $90,000 | $75,000-$100,000 |
| Dolph Cut-Off Rd, Haley, Mockingbird Ln, North Rd, Pleasant Valley Rd, Karla St, Shady Ln, S Shore Dr, Walnut Ln, Apalachee Rd | $90,500 | $80,000 | $75,000-$100,000 | $91,000 | $90,000 | $100,000-$125,000 |
| Walker Ln, Co Rd 20, Walnut St, McVey Rd, Settler Pt, Spring St, Co Rd 74, Co Rd 86, Jacksonport Rd W, Bridie Dr | $95,500 | $90,000 | $75,000-$100,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Dry Hollow Rd, S 4th St, Apache Dr, Co Rd 135, E Hillcrest Rd, Grills St, Gin Rd, Co Rd 57, Spring St, Locus St | $93,500 | $80,000 | $75,000-$100,000 | $67,000 | $50,000 | $50,000-$75,000 |
| Moss Land, S Little Rock Rd, Co Rd 9, Co Rd 75, Sleeping Beauty Ln, E Churchill St, Canary Ln, S Bend Dr, Emerald Cove Dr, Co Rd 57 | $89,500 | $80,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $634 |
| Superior Protection Discount | -$75 | $679 |
| Fire & Security Discount | -$68 | $686 |
| Hail Resistant Roof Discount | -$15 | $739 |
| Newly Constructed Home Discount | -$173 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Izard County | $1,500 | $745 | $2,245 | $542 | $2,042 | $204 |
| Izard County, AR | $1,500 | $745 | $2,245 | $542 | $2,042 | $204 |
| Moorefield, AR | $400 | $1,303 | $1,703 | $947 | $1,347 | $356 |
| Mountain Home, AR | $1,000 | $785 | $1,785 | $570 | $1,570 | $214 |
| McHue, AR | $100 | $1,127 | $1,227 | $819 | $919 | $308 |
| Annieville, AR | $700 | $872 | $1,572 | $634 | $1,334 | $238 |
| Thacker, AR | $100 | $828 | $928 | $602 | $702 | $226 |
| North Union, AR | $700 | $968 | $1,668 | $704 | $1,404 | $265 |
| Linn Creek, AR | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Morgan, AR | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Big Bottom-Wycough-Logan, AR | $100 | $903 | $1,003 | $656 | $756 | $247 |
| Ravenden Springs, AR | $700 | $609 | $1,309 | $442 | $1,142 | $166 |
| Home Insurance Company Izard County, AR | Homeowners Insurance Agency Izard County, AR | Address | Popularity Score | Distance from Izard County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Affordable Insurance | 635 Highway 62 E, Mountain Home, AR, 72653 | 31.1 | |
| State Farm | Mike Watson | 1995 Highway 62 412, Highland, AR, 72542-9262 | 24.6 | |
| State Farm | Carter Ford | 2860 Harrison St, Batesville, AR, 72501-7429 | 28.0 | |
| State Farm | James Boyett | 846 Highway 62 E, Mountain Home, AR, 72653-3212 | 31.1 | |
| State Farm | Mark Mansfield | 422 W Main St, Heber Springs, AR, 72543-3017 | 42.1 | |
| State Farm | Brent Brainerd | 906 Highway 25b Ste C, Heber Springs, AR, 72543-2037 | 41.5 | |
| Farmers | Christie Brewer | 423 Highway 110 E # B, Heber Springs, AR, 72543 | 42.1 | |
| State Farm | Ed Lasyone | 1501 Highway 25b, Heber Springs, AR, 72543-1701 | 41.0 | |
| Farmers | Teresa Hulett | 802 S College St, Mountain Home, AR, 72653 | 30.9 | |
| State Farm | Ric Wilcox | 1104 E Main St, Mountain View, AR, 72560 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,490 | $700 |
| Izard County, AR | $79,400 | $754 | $510 | $1,080 | $570 |
| Izard County, AR | $79,400 | $754 | $540 | $1,040 | $500 |
| Moorefield, AR | $172,100 | $1,319 | $900 | $1,890 | $990 |
| Mountain Home, AR | $124,900 | $794 | $550 | $1,100 | $550 |
| McHue, AR | $130,200 | $1,141 | $780 | $1,570 | $790 |
| Annieville, AR | $76,400 | $883 | $590 | $1,210 | $620 |
| Thacker, AR | $67,900 | $838 | $600 | $1,190 | $590 |
| North Union, AR | $95,700 | $980 | $720 | $1,380 | $660 |
| Linn Creek, AR | $83,500 | $919 | $650 | $1,280 | $630 |
| Morgan, AR | $74,600 | $873 | $600 | $1,200 | $600 |
| Big Bottom-Wycough-Logan, AR | $82,600 | $914 | $670 | $1,300 | $630 |
| Ravenden Springs, AR | $28,200 | $616 | $410 | $870 | $460 |