Gavop's guide to buying homeowners insurance in Othello, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Othello, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Yeisley Rd, W June St, Johnston Ln, W Providence Rd, State Rte 17, W Romona Rd, S Crestline Rd, Muse Rd, N 7th Ave, Coventry Ln | $196,500 | $180,000 | $200,000-$250,000 | $79,500 | $70,000 | $75,000-$100,000 |
| N 9th Ave, 19th Ave, S Conrad Ln, Lucy Rd, N Macbeth Ave, Buena Vista Dr, S Hill Crest Rd, S 2nd Ave, S Hwy 24, Edwards Rd | $105,000 | $90,000 | $75,000-$100,000 | $64,000 | $60,000 | $50,000-$75,000 |
| 18th Ave, W Cunningham Rd, E Spruce St, Lilac Pl, S 1st Ave, S Barton Rd, N 14th Ave, W Kuhn Rd, E Windsor St, W Bayley Rd | $101,000 | $90,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| W Birdwell Rd, Fern St, 3rd Pl, E Spruce, Buena Vis, S Sunset Acres Rd, S Industrial Ln, W Rainer Rd, S Canyon Ct, S Moody Rd | $138,500 | $120,000 | $150,000-$175,000 | $93,000 | $80,000 | $75,000-$100,000 |
| S 4th Ave, Wind Hill Ln, W Cox Rd, State Rte 24, Country Ln, E Main St, S 12th Ave, E Fern St, S Meadowlark Ln, E Spruce | $111,500 | $100,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $490 |
| Superior Protection Discount | -$59 | $531 |
| Fire & Security Discount | -$41 | $549 |
| Hail Resistant Roof Discount | -$18 | $573 |
| Newly Constructed Home Discount | -$142 | $449 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $2,500 | $572 | $3,072 | $416 | $2,916 | $156 |
| Othello, WA | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Pasco North, WA | $200 | $700 | $900 | $508 | $708 | $191 |
| George, WA | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Lind-Washtucna, WA | $500 | $482 | $982 | $350 | $850 | $132 |
| Kahlotus, WA | $1,500 | $653 | $2,153 | $475 | $1,975 | $178 |
| Wilson Creek, WA | $400 | $496 | $896 | $360 | $760 | $136 |
| Ephrata-Soap Lake, WA | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Desert Aire, WA | $100 | $682 | $782 | $495 | $595 | $186 |
| West Pasco, WA | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Eureka Flat, WA | $300 | $616 | $916 | $447 | $747 | $168 |
| Home Insurance Company Othello, WA | Homeowners Insurance Agency Othello, WA | Address | Popularity Score | Distance from Othello (miles) |
|---|---|---|---|---|
| Allstate | Terry L. Johnson | 7103 W Clearwater Ave Ste E, Kennewick, WA, 99336 | 43.3 | |
| Travelers | Sloan Leavitt Insurance Agency Inc | 91 S 6th Ave, Othello, WA, 99344 | 2.4 | |
| Farmers | Elizabeth Veliz | 1600 W Clark St Ste C, Pasco, WA, 99301 | 41.7 | |
| Travelers | Simmons Insurance Group | 7535 W Kennewick Ave Ste H, Kennewick, WA, 99336 | 43.4 | |
| Liberty Mutual Independent | Ed Poe Agency | 103 S Columbia Ave, Connell, WA, 99326 | 17.1 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 42.3 | |
| Liberty Mutual Independent | Ed Poe Agency | 103 N Columbia Ave, Connell, WA, 99326 | 17.1 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis, Pasco, WA, 99301 | 41.8 | |
| Farmers | Mitch Dixon | 3205 W Kennewick Ave # D, Kennewick, WA, 99336 | 43.1 | |
| Farmers | Trevor Nieforth | 3407 W Court St, Pasco, WA, 99301 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $560 | $1,120 | $560 |
| Adams County, WA | $150,300 | $579 | $400 | $830 | $430 |
| Othello, WA | $157,400 | $591 | $420 | $840 | $420 |
| Pasco North, WA | $206,400 | $708 | $510 | $980 | $470 |
| George, WA | $163,600 | $646 | $450 | $910 | $460 |
| Lind-Washtucna, WA | $89,900 | $488 | $350 | $670 | $320 |
| Kahlotus, WA | $173,100 | $661 | $470 | $910 | $440 |
| Wilson Creek, WA | $95,200 | $502 | $340 | $700 | $360 |
| Ephrata-Soap Lake, WA | $160,100 | $640 | $430 | $880 | $450 |
| Desert Aire, WA | $192,800 | $690 | $500 | $970 | $470 |
| West Pasco, WA | $280,200 | $801 | $540 | $1,150 | $610 |
| Eureka Flat, WA | $150,500 | $623 | $420 | $860 | $440 |