Gavop's guide to buying homeowners insurance in Lake, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lake, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Golf Park Dr, E Shore Dr, Wildwood Ter, Big Hills Rd, Windsor Dr, Chestnut Hill Rd, Hidden Lake Dr, Tisdel Rd, Sunrise Trl, Dunhill Ct | $264,500 | $210,000 | $200,000-$250,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Daisy Ln, Briar Ln, T 370, Circle Rd, Ridge Rd, State Rte 3019, Hideaway Ct, Swingle Rd, State Rte 3027, State Rte 3023 | $126,000 | $120,000 | $100,000-$125,000 | $143,000 | $120,000 | $125,000-$150,000 |
| Beech Ln, Laurel Ct, State Rte 196, Splitrail Ln, Faller Rd, Samson Rd, T391, Rosengrant Rd, T382, Roamingwood Rd | $233,500 | $200,000 | $200,000-$250,000 | $125,500 | $120,000 | $100,000-$125,000 |
| Chip Ct, T 388, Split Rail Ln, T376, Lakeview Dr E, State Rte 3014, Northgate Ct S, Hillberry Ln, Granite Ct, T360 | $243,500 | $190,000 | $175,000-$200,000 | $112,500 | $110,000 | $100,000-$125,000 |
| Peacefield Ln, Dogwood Pl, Navaho Ln, Burnwood Puente, Wildwood Ct, Avoy Rd, T 382, Brentwood Ct, Lamberton Rd, Northshore Rd | $276,000 | $240,000 | $250,000-$300,000 | $112,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $570 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$48 | $631 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$163 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $722 | $1,722 | $524 | $1,524 | $197 |
| Lake, PA | $2,000 | $671 | $2,671 | $487 | $2,487 | $183 |
| Archbald, PA | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Throop, PA | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
| Big Bass Lake, PA | $500 | $746 | $1,246 | $542 | $1,042 | $204 |
| South Abington, PA | $2,500 | $704 | $3,204 | $511 | $3,011 | $192 |
| Albrightsville, PA | $200 | $767 | $967 | $557 | $757 | $210 |
| Dorrance, PA | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Newton, NJ | $400 | $720 | $1,120 | $524 | $924 | $197 |
| Beaver Meadows, PA | $1,000 | $532 | $1,532 | $386 | $1,386 | $145 |
| Liberty, NJ | $300 | $1,004 | $1,304 | $729 | $1,029 | $274 |
| Cherryville, PA | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| Home Insurance Company Lake, PA | Homeowners Insurance Agency Lake, PA | Address | Popularity Score | Distance from Lake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Greenwald Berk Agency | 250 Pierce St Ste 311, Kingston, PA, 18704 | 29.9 | |
| Travelers | Csi & Associates Inc | 107 E Main St, Dalton, PA, 18414 | 19.4 | |
| Allstate | Michael Goffredo | 6695 Sullivan Trl Ste 201, Wind Gap, PA, 18091 | 43.3 | |
| Allstate | Joel Okuniewski | 136 N Mountain Blvd, Mountain Top, PA, 18707 | 32.9 | |
| State Farm | Arlene Mchale | Rt 191, Hamlin, PA, 18427 | 4.1 | |
| Nationwide | Benjamin L Parlopiano | 704 Main St, Moosic, PA, 18507-1078 | 19.7 | |
| Travelers | Iii-Meagher Agency | 416 Main St, Honesdale, PA, 18431 | 9.9 | |
| Travelers | Fitzsimmons Insurance Agency Inc | 504 Main Street, Forest City, PA, 18421 | 14.0 | |
| Nationwide | Sonnie L. Lehman | 415 Broad St, Milford, PA, 18337-1508 | 31.2 | |
| Travelers | Sabatino Insurance Agency Inc | 17 S Robinson Avenue, Pen Argyl, PA, 18072 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Wayne County, PA | $174,600 | $730 | $520 | $1,000 | $480 |
| Lake, PA | $162,700 | $679 | $490 | $960 | $470 |
| Archbald, PA | $145,700 | $648 | $430 | $890 | $460 |
| Throop, PA | $101,000 | $597 | $400 | $850 | $450 |
| Big Bass Lake, PA | $175,600 | $755 | $540 | $1,050 | $510 |
| South Abington, PA | $227,000 | $712 | $490 | $990 | $500 |
| Albrightsville, PA | $187,500 | $776 | $520 | $1,100 | $580 |
| Dorrance, PA | $186,000 | $774 | $520 | $1,110 | $590 |
| Newton, NJ | $206,300 | $729 | $530 | $1,040 | $510 |
| Beaver Meadows, PA | $78,800 | $538 | $370 | $760 | $390 |
| Liberty, NJ | $287,900 | $1,016 | $700 | $1,400 | $700 |
| Cherryville, PA | $256,200 | $905 | $660 | $1,250 | $590 |