Gavop tells you how to get the best homeowners insurance in Estancia, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
2 Bedroom | $68,000 | $60,000 | $75,000-$100,000 |
3 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
4 Bedroom | $198,500 | $160,000 | $200,000-$250,000 |
5 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$90 | $556 |
Superior Protection Discount | -$65 | $581 |
Fire & Security Discount | -$71 | $575 |
Hail Resistant Roof Discount | -$19 | $627 |
Newly Constructed Home Discount | -$129 | $517 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Torrance County | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
Estancia, NM | $2,000 | $638 | $2,638 | $464 | $2,464 | $174 |
Sandia Knolls, NM | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
Meadow Lake, NM | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
El Cerro, NM | $2,500 | $947 | $3,447 | $688 | $3,188 | $259 |
Isleta Village Proper, NM | $100 | $680 | $780 | $494 | $594 | $186 |
Madrid, NM | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
Tome, NM | $200 | $830 | $1,030 | $603 | $803 | $227 |
Rio Communities, NM | $100 | $681 | $781 | $495 | $595 | $186 |
Casa Colorada, NM | $700 | $789 | $1,489 | $574 | $1,274 | $216 |
Home Insurance Company Estancia, NM | Homeowners Insurance Agency Estancia, NM | Address | Popularity Score | Distance from Estancia (miles) |
---|---|---|---|---|
State Farm | Marty Saiz | 1029 Montano Rd Nw, Albuquerque, NM, 87107-5234 | 45.7 | |
Allstate | Val Muldez | 2300 Candelaria Rd Ne Ste 108, Albuquerque, NM, 87107 | 43.3 | |
Allstate | Chip Smith | 8101 San Pedro Dr Ne Ste C, Albuquerque, NM, 87113 | 43.5 | |
State Farm | Michelle Rudolph | 1803 La Blvd Ne Ste F1, Albuquerque, NM, 87110-6951 | 41.2 | |
State Farm | Michele Romero | 3904 Carlisle Blvd Ne Ste C, Albuquerque, NM, 87107-4534 | 42.9 | |
Farmers | David Williams | 6801 Jefferson St Ne Ste 410, Albuquerque, NM, 87109 | 43.6 | |
State Farm | Paul Jones | 3701 Sn Mateo Blvd Ne Ste 102, Albuquerque, NM, 87110-1249 | 42.0 | |
State Farm | Ray Pratt | 9998 Mntgmry Blvd Ne Ste A, Albuquerque, NM, 87111-3545 | 39.3 | |
Farmers | Terry Cosper | 10131 Coors Blvd Nw Ste D6, Albuquerque, NM, 87114 | 49.0 | |
State Farm | Mark Rupp | 8101 San Pedro Dr Ne Ste F, Albuquerque, NM, 87113-1756 | 43.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
New Mexico | $163,900 | $870 | $600 | $1,210 | $610 |
Torrance County, NM | $111,700 | $641 | $470 | $920 | $450 |
Estancia, NM | $114,200 | $646 | $440 | $910 | $470 |
Sandia Knolls, NM | $190,700 | $919 | $660 | $1,310 | $650 |
Meadow Lake, NM | $64,500 | $598 | $410 | $850 | $440 |
El Cerro, NM | $212,500 | $958 | $680 | $1,370 | $690 |
Isleta Village Proper, NM | $80,800 | $688 | $470 | $980 | $510 |
Madrid, NM | $265,600 | $1,056 | $730 | $1,450 | $720 |
Tome, NM | $148,500 | $840 | $610 | $1,180 | $570 |
Rio Communities, NM | $138,600 | $689 | $460 | $980 | $520 |
Casa Colorada, NM | $128,100 | $799 | $540 | $1,140 | $600 |