Gavop's guide to buying homeowners insurance in Illinois, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $136,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $184,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $165,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $702 |
| Superior Protection Discount | -$83 | $744 |
| Fire & Security Discount | -$58 | $768 |
| Hail Resistant Roof Discount | -$25 | $801 |
| Newly Constructed Home Discount | -$240 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pope County | $1,500 | $1,032 | $2,532 | $750 | $2,250 | $282 |
| Illinois, AR | $2,000 | $816 | $2,816 | $593 | $2,593 | $223 |
| Dover, AR | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Ola, AR | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Casa, AR | $100 | $899 | $999 | $653 | $753 | $246 |
| Adona, AR | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Belleville, AR | $300 | $904 | $1,204 | $657 | $957 | $247 |
| Morrison Bluff, AR | $1,000 | $1,502 | $2,502 | $1,091 | $2,091 | $410 |
| Coal Hill, AR | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Paris, AR | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Fourche, AR | $400 | $828 | $1,228 | $602 | $1,002 | $226 |
| Home Insurance Company Illinois, AR | Homeowners Insurance Agency Illinois, AR | Address | Popularity Score | Distance from Illinois (miles) |
|---|---|---|---|---|
| Travelers | Csi Insurance | 700 E Parkway, Russellville, AR, 72811 | 1.1 | |
| Travelers | Csi Insurance | 915 South Arkansas, Russellville, AR, 72811 | 1.5 | |
| State Farm | Ike Eisenhauer | 4705 N Highway 7, Hot Springs, AR, 71909-9408 | 42.4 | |
| Farmers | Janet Clements | 301 Millwood Cir Ste 101a, Maumelle, AR, 72113 | 49.8 | |
| Farmers | Mike Palmer | 701 E Main St Ste 14, Russellville, AR, 72801 | 1.0 | |
| Allstate | Heffington Insurance Inc | 2911 W Commercial St, Ozark, AR, 72949 | 43.4 | |
| State Farm | Jess Eubanks | 2420 W Main St, Russellville, AR, 72801-2531 | 1.5 | |
| Allstate | Jason Dickinson | 1105 Deer St Ste 9, Conway, AR, 72032 | 41.5 | |
| State Farm | Ross Kent | 1808 East Main Street, Booneville, AR, 72927-4009 | 43.9 | |
| State Farm | Ross Kent | 306 East Walnut Street, Paris, AR, 72855 | 33.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,500 | $730 |
| Pope County, AR | $126,100 | $1,044 | $720 | $1,490 | $770 |
| Illinois, AR | $135,000 | $826 | $590 | $1,170 | $580 |
| Dover, AR | $138,900 | $838 | $600 | $1,160 | $560 |
| Ola, AR | $65,100 | $823 | $600 | $1,140 | $540 |
| Casa, AR | $81,800 | $910 | $650 | $1,300 | $650 |
| Adona, AR | $82,200 | $912 | $650 | $1,270 | $620 |
| Belleville, AR | $82,800 | $915 | $620 | $1,310 | $690 |
| Morrison Bluff, AR | $225,000 | $1,520 | $1,020 | $2,100 | $1,080 |
| Coal Hill, AR | $72,600 | $863 | $610 | $1,220 | $610 |
| Paris, AR | $82,200 | $912 | $670 | $1,300 | $630 |
| Fourche, AR | $67,900 | $838 | $590 | $1,190 | $600 |