Gavop shows you how to buy homeowners insurance in La Presa, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| La Presa, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gilford Ct, Blossom Ln, Camp Ct, Cam Mojave, Billow Dr, Palo Alto Dr, Drexel Ct, Salinas Dr, Yearling Ct, Maria Ave | $498,000 | $440,000 | $500,000-$600,000 | $397,500 | $350,000 | $300,000-$350,000 |
| Sprinter Ln, Sunset Ter, Jaylee Ave, Corte Gacela, Harness St, Paden Dr, Ave Ricardo, Clytie Ln, Sunny View Dr, Rangeview St | $207,000 | $190,000 | $200,000-$250,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Maria Ave, Coushatta Ln, Bote Ct, Lockland Ct, Piedmont St, Tyler Ct, Portola Ave, Mitra Ct, Crooked Trail Rd, Danancy Ct | $346,000 | $290,000 | $350,000-$400,000 | $168,000 | $150,000 | $175,000-$200,000 |
| Rock River Ln, Bowen Rd, Thayer Dr, Ave Belterra, Ave Colino, Dain Dr, Knob Hill Dr, Cam de Las Palmas, Vecino Ct, Ave Gabriel | $559,000 | $490,000 | $500,000-$600,000 | $267,500 | $250,000 | $250,000-$300,000 |
| Terrarama Ave, Thayer Dr, Davenrich St, Greenlawn Dr, Parkbrook Ln, Feather Rock Ct, Drexel Ln, Corral Canyon Rd, Valencia Pl, Felicita Ave | $233,000 | $210,000 | $200,000-$250,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $634 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$54 | $719 |
| Hail Resistant Roof Discount | -$15 | $757 |
| Newly Constructed Home Discount | -$178 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $1,000 | $1,368 | $2,368 | $994 | $1,994 | $374 |
| La Presa, CA | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Spring Valley, CA | $500 | $787 | $1,287 | $572 | $1,072 | $215 |
| Chula Vista, CA | $2,500 | $1,140 | $3,640 | $829 | $3,329 | $312 |
| Rancho San Diego, CA | $300 | $929 | $1,229 | $675 | $975 | $254 |
| National City, CA | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Solana Beach, CA | $300 | $943 | $1,243 | $685 | $985 | $258 |
| Rancho Santa Fe, CA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Descanso, CA | $300 | $905 | $1,205 | $658 | $958 | $247 |
| San Marcos, CA | $1,000 | $1,208 | $2,208 | $878 | $1,878 | $330 |
| Oceanside-Escondido, CA | $300 | $1,415 | $1,715 | $1,028 | $1,328 | $387 |
| Vista, CA | $1,000 | $1,096 | $2,096 | $797 | $1,797 | $300 |
| Home Insurance Company La Presa, CA | Homeowners Insurance Agency La Presa, CA | Address | Popularity Score | Distance from La Presa (miles) |
|---|---|---|---|---|
| State Farm | Fred Hetter | 265 E St Ste B, Chula Vista, CA, 91910-2930 | 6.4 | |
| Allstate | Micah Albao | 2160 Fletcher Pkwy Ste N, El Cajon, CA, 92020 | 6.5 | |
| State Farm | Jose Doria | 830 Starboard St, Chula Vista, CA, 91914-4537 | 4.8 | |
| Travelers | Torgerson Insurance Services Inc | 16885 W Bernardo Dr Ste 245, San Diego, CA, 92127 | 21.7 | |
| Farmers | Nick Patrico | 1151 N 2nd St, El Cajon, CA, 92021 | 7.9 | |
| State Farm | Mary Lowe | 9466 Cuyamaca St Ste 101, Santee, CA, 92071-5923 | 9.5 | |
| Allstate | Brook Daly | 438 Camino Del Rio S Ste 115, San Diego, CA, 92108 | 9.7 | |
| Farmers | John Timko | 1530 Jamacha Rd Ste X, El Cajon, CA, 92019 | 5.9 | |
| Allstate | Peter Salmon | 1580 S Melrose Dr Ste 115, Vista, CA, 92081 | 34.4 | |
| State Farm | Lee Meyer | 826 Starboard St, Chula Vista, CA, 91914-4537 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| La Presa, CA | $348,900 | $773 | $570 | $1,050 | $480 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| Chula Vista, CA | $433,500 | $1,154 | $850 | $1,570 | $720 |
| Rancho San Diego, CA | $560,100 | $940 | $700 | $1,280 | $580 |
| National City, CA | $345,400 | $874 | $650 | $1,190 | $540 |
| Solana Beach, CA | $1,103,900 | $955 | $710 | $1,300 | $590 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Descanso, CA | $347,300 | $916 | $680 | $1,250 | $570 |
| San Marcos, CA | $455,700 | $1,222 | $900 | $1,660 | $760 |
| Oceanside-Escondido, CA | $468,300 | $1,432 | $1,060 | $1,950 | $890 |
| Vista, CA | $423,500 | $1,109 | $820 | $1,510 | $690 |