Gavop shows you how to buy homeowners insurance in Red Bud, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $214,000 | $180,000 | $150,000-$175,000 |
| 3 Bedroom | $285,000 | $260,000 | $200,000-$250,000 |
| 4 Bedroom | $253,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $522,500 | $490,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $641 |
| Superior Protection Discount | -$78 | $703 |
| Fire & Security Discount | -$55 | $727 |
| Hail Resistant Roof Discount | -$16 | $766 |
| Newly Constructed Home Discount | -$187 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Frederick County | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Red Bud, VA | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Capon Bridge, WV | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Catoctin, VA | $2,000 | $961 | $2,961 | $698 | $2,698 | $263 |
| Point of Rocks, MD | $400 | $1,115 | $1,515 | $811 | $1,211 | $305 |
| Dulles, VA | $1,000 | $1,466 | $2,466 | $1,066 | $2,066 | $401 |
| Sperryville, VA | $400 | $914 | $1,314 | $664 | $1,064 | $250 |
| Myersville, MD | $700 | $1,084 | $1,784 | $788 | $1,488 | $296 |
| Hagerstown, MD | $200 | $690 | $890 | $501 | $701 | $189 |
| Sterling, VA | $700 | $884 | $1,584 | $642 | $1,342 | $242 |
| North Potomac, MD | $500 | $1,137 | $1,637 | $826 | $1,326 | $311 |
| Home Insurance Company Red Bud, VA | Homeowners Insurance Agency Red Bud, VA | Address | Popularity Score | Distance from Red Bud (miles) |
|---|---|---|---|---|
| Erie | Sp Insurance Agency Inc. | 14526 Lee Road Suite 100, Chantilly, VA, 20151 | 40.4 | |
| Travelers | Mclean Insurance Agency | 46179 Westlake Dr Ste 300, Potomac Falls, VA, 20165 | 39.3 | |
| State Farm | Milce Snyder | 4229 Lafayette Center Dr, Chantilly, VA, 20151-1261 | 38.7 | |
| Travelers | Blue Ridge Insurance & Title Agency | 110 S Church St, Berryville, VA, 22611 | 7.1 | |
| Liberty Mutual Independent | Long & Foster Insurance Agency Inc | 14501 George Carter Way, Chantilly, VA, 20151 | 40.6 | |
| Travelers | Patron Insurance Services | 301 Maple Ave W Ste 310, Vienna, VA, 22180 | 49.0 | |
| Travelers | The Business Benefits Group Inc | 4023 Chain Bridge Rd, Fairfax, VA, 22030 | 48.7 | |
| Travelers | Maloney & Ward Insurance Agency | 202 W Evans Street, Culpeper, VA, 22701 | 48.2 | |
| State Farm | Carola Salinas | 7915 Lake Manassas Dr Ste 202, Gainesville, VA, 20155-3260 | 36.4 | |
| State Farm | Steve Maas | 2970 Chain Bridge Rd Ste A, Oakton, VA, 22124-3037 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,350 | $690 |
| Frederick County, VA | $239,100 | $894 | $610 | $1,230 | $620 |
| Red Bud, VA | $238,600 | $781 | $530 | $1,110 | $580 |
| Capon Bridge, WV | $122,900 | $756 | $510 | $1,070 | $560 |
| Catoctin, VA | $566,100 | $972 | $670 | $1,340 | $670 |
| Point of Rocks, MD | $341,500 | $1,129 | $890 | $1,420 | $530 |
| Dulles, VA | $495,100 | $1,484 | $1,010 | $2,050 | $1,040 |
| Sperryville, VA | $234,500 | $925 | $670 | $1,300 | $630 |
| Myersville, MD | $330,300 | $1,097 | $870 | $1,380 | $510 |
| Hagerstown, MD | $148,300 | $698 | $550 | $880 | $330 |
| Sterling, VA | $343,200 | $895 | $620 | $1,230 | $610 |
| North Potomac, MD | $656,900 | $1,150 | $910 | $1,450 | $540 |