Gavop shows you how to buy homeowners insurance in Terrell County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Terrell County, TX - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Oak St, US Hwy 285S, Pakenham Rd, W Oak St, Highland Plaza Ave, Odom Rd, E Mansfield St, Gregory Rd, Word Rd, E Richard St | $65,000 | $60,000 | $50,000-$75,000 | $85,500 | $70,000 | $50,000-$75,000 |
| US Hwy 90W, Morgan Rd, Stavley Rd, Valley View Rd, Pumpville Rd, Persimmon Ave, Deaton Rd, Chriesman Rd, Shafter Crossing Rd, Ranch Rd 2400 | $52,500 | $50,000 | $25,000-$50,000 | $68,000 | $60,000 | $75,000-$100,000 |
| FM Rd 1865, Dyer Rd, School St, Allen Rd, Leverett Rd, Thorn Rd, Georgia Ave, Ave B, Emery Rd, Teneyck Dr | $41,500 | $40,000 | $25,000-$50,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Ave D, Rose Rd, Edwards Rd, Gurley Rd, 2nd St, Roy Rd, Downie Rd, Davenport Rd, 4th St, Harkins Rd | $90,500 | $80,000 | $75,000-$100,000 | $134,500 | $120,000 | $150,000-$175,000 |
| Running West Rd, Ocotillo St, James Rd, Gatlin Rd, Gray Ranch Rd, Corder Rd, E Pine St, US Hwy 285, Brown Rd, Rock Ravine Rd | $63,500 | $50,000 | $50,000-$75,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $822 |
| Superior Protection Discount | -$86 | $870 |
| Fire & Security Discount | -$67 | $889 |
| Hail Resistant Roof Discount | -$29 | $927 |
| Newly Constructed Home Discount | -$258 | $698 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Terrell County | $2,500 | $944 | $3,444 | $686 | $3,186 | $258 |
| Terrell County, TX | $1,500 | $944 | $2,444 | $686 | $2,186 | $258 |
| West Terrell, TX | $2,500 | $1,329 | $3,829 | $966 | $3,466 | $363 |
| Sanderson, TX | $400 | $1,321 | $1,721 | $960 | $1,360 | $361 |
| Iraan, TX | $2,500 | $1,365 | $3,865 | $992 | $3,492 | $373 |
| Del Rio Northwest, TX | $1,000 | $1,383 | $2,383 | $1,005 | $2,005 | $378 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Terrell County, TX | $66,600 | $956 | $630 | $1,470 | $840 |
| Terrell County, TX | $66,600 | $956 | $630 | $1,470 | $840 |
| West Terrell, TX | $66,700 | $1,345 | $890 | $2,070 | $1,180 |
| Sanderson, TX | $65,400 | $1,337 | $880 | $2,060 | $1,180 |
| Iraan, TX | $73,100 | $1,382 | $910 | $2,130 | $1,220 |
| Del Rio Northwest, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |