Gavop's guide to buying homeowners insurance in Crawford, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $178,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $142,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $303,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $216,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $680 |
| Superior Protection Discount | -$74 | $746 |
| Fire & Security Discount | -$57 | $762 |
| Hail Resistant Roof Discount | -$25 | $795 |
| Newly Constructed Home Discount | -$172 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Currituck County | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| Crawford, NC | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Coinjock, NC | $300 | $1,063 | $1,363 | $773 | $1,073 | $291 |
| Moyock, NC | $1,000 | $876 | $1,876 | $637 | $1,637 | $239 |
| Belvidere, NC | $200 | $885 | $1,085 | $643 | $843 | $242 |
| Gatesville, NC | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| Reynoldson, NC | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Wanchese, NC | $2,500 | $1,000 | $3,500 | $727 | $3,227 | $273 |
| Newport, VA | $100 | $829 | $929 | $603 | $703 | $227 |
| Hampton, VA | $700 | $809 | $1,509 | $588 | $1,288 | $221 |
| Roper, NC | $400 | $511 | $911 | $371 | $771 | $140 |
| Winton, NC | $1,500 | $525 | $2,025 | $381 | $1,881 | $143 |
| Home Insurance Company Crawford, NC | Homeowners Insurance Agency Crawford, NC | Address | Popularity Score | Distance from Crawford (miles) |
|---|---|---|---|---|
| Nationwide | The Bembridge Insurance Agencies Inc | 115 W Market Street, Hertford, NC, 27944 | 27.4 | |
| Allstate | C. Scott Dashiell | 903 Halstead Blvd, Elizabeth City, NC, 27909 | 13.2 | |
| Nationwide | Midgett Insurance Agency | 3900 N Croatan Highway, Kitty Hawk, NC, 27949-3836 | 31.0 | |
| Nationwide | Weatherly Insurance Agency Inc | 1805 W. City Dr.Ste J, Elizabeth City, NC, 27909 | 13.6 | |
| Nationwide | Weatherly Insurance Agency Inc | 301 Main Street Po Box 192, Columbia, NC, 27925 | 35.4 | |
| Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 | 39.4 | |
| Nationwide | Weatherly Insurance Agency Inc | 2810 N Croatan Hwy, Kill Devil Hills, NC, 27948-9267 | 32.4 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 197 Us Hwy 158 East, Camden, NC, 27921 | 7.6 | |
| State Farm | Kimberly Carroll | 8474 Caratoke Hwy, Powells Point, NC, 27966-9778 | 23.8 | |
| Nationwide | Thomas S Davis Clu Chfc | 857 Halstead Blvd, Elizabeth City, NC, 27909-6918 | 13.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| Currituck County, NC | $244,500 | $824 | $550 | $1,160 | $610 |
| Crawford, NC | $242,100 | $820 | $580 | $1,170 | $590 |
| Coinjock, NC | $215,700 | $1,076 | $740 | $1,520 | $780 |
| Moyock, NC | $275,600 | $887 | $630 | $1,260 | $630 |
| Belvidere, NC | $161,600 | $896 | $650 | $1,260 | $610 |
| Gatesville, NC | $153,500 | $865 | $610 | $1,190 | $580 |
| Reynoldson, NC | $165,100 | $909 | $650 | $1,300 | $650 |
| Wanchese, NC | $195,300 | $1,012 | $700 | $1,400 | $700 |
| Newport, VA | $296,100 | $839 | $610 | $1,180 | $570 |
| Hampton, VA | $186,600 | $819 | $550 | $1,140 | $590 |
| Roper, NC | $80,800 | $517 | $380 | $740 | $360 |
| Winton, NC | $83,200 | $531 | $380 | $740 | $360 |