Gavop's guide to buying homeowners insurance in Jasper, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jasper, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rufus Tubbs Rd, Hubbard Loop, Oakridge Dr, 10th St W, 4th Ave, Haston Dr, Fox Run, Summerville Rd, Breezy Ln, Twin Pines Rd | $171,500 | $160,000 | $200,000-$250,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Highland Ave S, Waldrep Ln, Viking Dr, 9th Ave, N Airport Rd, Summer Dr, S Gamble Rd, Blue Bird Ln, 24th St W, McAdams Rd | $155,500 | $150,000 | $150,000-$175,000 | $107,500 | $90,000 | $75,000-$100,000 |
| Gardner Rd, Gardners Gin Rd, Double H Dr, Jacqueline Rd, Oak Bend, 3rd Ave S, W Kilgore St, 33rd St, Madison Hill Rd, 8th Pl NW | $160,000 | $140,000 | $150,000-$175,000 | $81,500 | $70,000 | $50,000-$75,000 |
| Gamble Ave, Tubbs Hill Rd, 13th Ave W, 9th St W, Ashwood Cir, S Walston Bridge Rd, Old Parrish Rd, Piney Grove Rd, Country Club Rd, Tommy Robinson Rd | $138,000 | $130,000 | $150,000-$175,000 | $153,500 | $130,000 | $125,000-$150,000 |
| Browns Bridge Rd, Justin Rd, Royal Oak Ln, Janna St, Cordova Cut Off Rd, 2nd Pl S, Brakefield Dairy Rd, 10th St NW, Wells Loop, E St | $131,000 | $120,000 | $150,000-$175,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $758 |
| Superior Protection Discount | -$81 | $821 |
| Fire & Security Discount | -$90 | $812 |
| Hail Resistant Roof Discount | -$18 | $884 |
| Newly Constructed Home Discount | -$198 | $704 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
| Home Insurance Company Jasper, AL | Homeowners Insurance Agency Jasper, AL | Address | Popularity Score | Distance from Jasper (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lacy Grice Insurance Agency | 1917 3rd Avenue, Jasper, AL, 35501 | 1.3 | |
| State Farm | Rebecca Smith | 3443 Pelham Pkwy Ste B, Pelham, AL, 35124-2009 | 46.9 | |
| Liberty Mutual Independent | Lacy Grice Insurance Agency | 1917 3rd Ave S, Jasper, AL, 35501 | 1.2 | |
| State Farm | Anthony Christian | 4505 Highway 78 E Ste 50, Jasper, AL, 35501-8883 | 1.9 | |
| Nationwide | Leo Blankenship | 2025 Center Point Pkwy, Birmingham, AL, 35215-4619 | 35.7 | |
| State Farm | Charles Hill | 1302 Highway 78 E, Jasper, AL, 35501-3965 | 0.6 | |
| State Farm | Wayne King | 3659 Lorna Rd Ste 151, Birmingham, AL, 35216-5959 | 41.2 | |
| State Farm | Roger Wilson | 1812a 4th Ave S, Jasper, AL, 35501 | 1.3 | |
| Farmers | Terra Dillard | 2710b Skyland Blvd E, Tuscaloosa, AL, 35405 | 48.2 | |
| State Farm | Robert Kinsey | 2344 Valleydale Rd Ste B, Hoover, AL, 35244-2074 | 43.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,650 | $860 |
| Walker County, AL | $87,300 | $872 | $620 | $1,240 | $620 |
| Jasper, AL | $114,500 | $902 | $640 | $1,250 | $610 |
| Manchester, AL | $92,100 | $939 | $650 | $1,300 | $650 |
| Oakman, AL | $77,500 | $841 | $570 | $1,170 | $600 |
| Edgewater, AL | $76,900 | $836 | $610 | $1,180 | $570 |
| Jones Chapel, AL | $107,100 | $1,031 | $730 | $1,430 | $700 |
| Concord, AL | $150,700 | $1,256 | $870 | $1,800 | $930 |
| Hueytown, AL | $111,900 | $890 | $600 | $1,230 | $630 |
| Gu-Win, AL | $95,000 | $957 | $690 | $1,360 | $670 |
| Cleveland, AL | $113,900 | $1,070 | $730 | $1,490 | $760 |
| Rosa, AL | $103,400 | $1,009 | $690 | $1,380 | $690 |
| Moody, AL | $148,000 | $884 | $640 | $1,220 | $580 |