Gavop shows you how to buy homeowners insurance in Endwell, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $191,000 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $804 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$107 | $862 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$213 | $755 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Endwell, NY | Homeowners Insurance Agency Endwell, NY | Address | Popularity Score | Distance from Endwell (miles) |
|---|---|---|---|---|
| Erie | Empire Agency | 57 Front Street, Binghamton, NY, 13905 | 5.7 | |
| Nationwide | Bruce C Clary | 401 Elmira Rd Ste 8, Ithaca, NY, 14850-5120 | 32.7 | |
| Travelers | Kolcun Insurance Agency Inc | 144 North Jensen Rd, Vestal, NY, 13850 | 2.2 | |
| Allstate | Ernest Landers | 591 Conklin Rd, Binghamton, NY, 13903 | 8.4 | |
| Allstate | Dennis Smith | 124 Washington Ave, Endicott, NY, 13760 | 2.0 | |
| Travelers | Acclaim Insurance Agency Inc | 121 Main St, Windsor, NY, 13865 | 20.0 | |
| Allstate | Michael Butler | 205 Clinton St, Binghamton, NY, 13905 | 5.0 | |
| State Farm | Diane Meeker | 4501 Vestal Pkwy E Ste 2, Vestal, NY, 13850-3534 | 3.7 | |
| Travelers | Joseph P Gaetani | 32 W State Street Suite 201, Binghamton, NY, 13901 | 6.2 | |
| Allstate | Chenango Brokers | 65 W Front Street Ext, Hancock, NY, 13783 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Broome County, NY | $113,100 | $1,205 | $810 | $1,710 | $900 |
| Endwell, NY | $132,700 | $968 | $700 | $1,370 | $670 |
| Conklin, NY | $118,400 | $960 | $700 | $1,330 | $630 |
| Tioga County, NY | $113,000 | $1,215 | $810 | $1,690 | $880 |
| Whitney Point, NY | $103,500 | $592 | $400 | $840 | $440 |
| McDonough, NY | $85,700 | $591 | $420 | $850 | $430 |
| Asylum, PA | $145,200 | $696 | $500 | $950 | $450 |
| Groton, NY | $131,200 | $943 | $690 | $1,300 | $610 |
| Burlington, PA | $173,300 | $750 | $500 | $1,040 | $540 |
| Glenburn, PA | $233,900 | $861 | $590 | $1,180 | $590 |
| Sylvania, PA | $105,600 | $608 | $440 | $840 | $400 |
| Newton, PA | $226,900 | $848 | $620 | $1,180 | $560 |