Gavop's guide to buying homeowners insurance in Sulphur Springs, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sulphur Springs, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Womack Lake Rd, Jessica Ln, Rollins Rd, Fortune St, Major Alexander Rd, Canterbury Dr, Dillashaw Dr, State Rd 2222, Grandview Ln, Pine St | $100,500 | $80,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| State Rd 1004, Daniel Rd, Kings Grant Dr, Hillcrest Ave, Bethany Church Rd, Riggs Rd, Butler Ln, Crystal Ln, Brookmont Ave, State Rd 2152 | $109,000 | $100,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| State Rd 2214, State Rd 2150, Matheny Rd, Flowe Rd, Walker Lake Rd, State Rd 2194, Union Rd, Annapolis Ct, Rollins St, Airport Rd | $104,500 | $90,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Perez Ln, Henderson Dr, Piney Ridge Rd, Sunset Dr, Millview St, State Rd 1131, River Ridge Pkwy, Watkins Dr, Blanton Cir, James Ervin Dr | $105,000 | $90,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Birch Trl, State Rd 2251, Big Island Rd, Lilac Ct, Beech Tree Ln, Torrington Rd, Cross Way, Dills Rd, Wimbledon Ct, Hicks Grove Rd | $138,000 | $130,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $493 |
| Superior Protection Discount | -$59 | $528 |
| Fire & Security Discount | -$47 | $540 |
| Hail Resistant Roof Discount | -$18 | $569 |
| Newly Constructed Home Discount | -$164 | $423 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rutherford County | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Sulphur Springs, NC | $2,500 | $580 | $3,080 | $421 | $2,921 | $158 |
| Duncans Creek, NC | $400 | $1,031 | $1,431 | $750 | $1,150 | $282 |
| Chimney Rock, NC | $2,500 | $1,182 | $3,682 | $859 | $3,359 | $323 |
| Brackett, NC | $500 | $378 | $878 | $275 | $775 | $103 |
| Pauline, SC | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Glen Alpine, NC | $500 | $661 | $1,161 | $480 | $980 | $181 |
| Lockhart, SC | $1,500 | $537 | $2,037 | $391 | $1,891 | $147 |
| Dallas, NC | $200 | $681 | $881 | $495 | $695 | $186 |
| Ranlo, NC | $700 | $693 | $1,393 | $503 | $1,203 | $189 |
| Iron Station, NC | $200 | $745 | $945 | $541 | $741 | $204 |
| Home Insurance Company Sulphur Springs, NC | Homeowners Insurance Agency Sulphur Springs, NC | Address | Popularity Score | Distance from Sulphur Springs (miles) |
|---|---|---|---|---|
| State Farm | Anthony Gallant | 1002 Union Rd Ste 1, Gastonia, NC, 28054-5525 | 41.4 | |
| Allstate | Lindsay Nelson | 2903 Audrey Dr, Gastonia, NC, 28054 | 43.7 | |
| Travelers | Parsons Insurance Group Inc | 2204 W Franklin Blvd, Gastonia, NC, 28052 | 38.8 | |
| Travelers | Davidson Insurance Agency | 1205 Shelby Rd, Kings Mountain, NC, 28086 | 30.4 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 48.8 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 42.9 | |
| Travelers | Parsons Insurance Group Inc | 2204 W Franklin Blvd, Gastonia, NC, 28052 | 38.8 | |
| State Farm | Art Shoemaker | 305 Belm Mnt Hly Rd, Belmont, NC, 28012-2606 | 49.2 | |
| State Farm | Marty Zirkle | 1429 E Marion St Ste 8, Shelby, NC, 28150-4946 | 23.5 | |
| Travelers | Avery Insurance Group | 210 N Main St, Belmont, NC, 28012 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Rutherford County, NC | $109,000 | $649 | $460 | $920 | $460 |
| Sulphur Springs, NC | $101,500 | $587 | $390 | $840 | $450 |
| Duncans Creek, NC | $205,300 | $1,044 | $720 | $1,480 | $760 |
| Chimney Rock, NC | $257,300 | $1,196 | $860 | $1,640 | $780 |
| Brackett, NC | $59,200 | $383 | $280 | $540 | $260 |
| Pauline, SC | $157,100 | $869 | $620 | $1,220 | $600 |
| Glen Alpine, NC | $109,000 | $669 | $460 | $930 | $470 |
| Lockhart, SC | $79,800 | $544 | $400 | $750 | $350 |
| Dallas, NC | $124,000 | $689 | $500 | $980 | $480 |
| Ranlo, NC | $115,500 | $701 | $480 | $970 | $490 |
| Iron Station, NC | $126,900 | $754 | $510 | $1,070 | $560 |