How Can I Make My Kershaw County, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Kershaw County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Kershaw County, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $45,000 $40,000 $25,000-$50,000
2 Bedroom $142,000 $120,000 $100,000-$125,000
3 Bedroom $150,000 $140,000 $150,000-$175,000
4 Bedroom $136,000 $110,000 $125,000-$150,000
5 Bedroom $178,500 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Kershaw County, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$129 $676
Superior Protection Discount -$72 $733
Fire & Security Discount -$81 $725
Hail Resistant Roof Discount -$24 $781
Newly Constructed Home Discount -$209 $596

Choose the Right Deductible for your Kershaw County, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kershaw County $2,000 $795 $2,795 $578 $2,578 $217
Kershaw County, SC $1,500 $795 $2,295 $578 $2,078 $217
Lugoff, SC $500 $766 $1,266 $557 $1,057 $209
McBee, SC $2,500 $496 $2,996 $360 $2,860 $136
Lynchburg, SC $400 $426 $826 $309 $709 $116
Oak Grove, SC $700 $717 $1,417 $521 $1,221 $196
Shiloh, SC $200 $437 $637 $317 $517 $119
Waxhaw, NC $1,500 $896 $2,396 $651 $2,151 $245
South Congaree, SC $100 $851 $951 $618 $718 $232
Lexington, SC $700 $996 $1,696 $724 $1,424 $272
Gulledge, NC $400 $468 $868 $340 $740 $128
Marvin, NC $2,500 $773 $3,273 $562 $3,062 $211

Identify Top Home Insurance Agents near Kershaw County, SC | Back to Top

Home Insurance Company Kershaw County, SC Homeowners Insurance Agency Kershaw County, SC Address Popularity Score Distance from Kershaw County (miles)
State Farm Chuck Nash 1120 Little St, Camden, SC, 29020-3613
6.3
Liberty Mutual Independent Gill Insurance 235 Oakland Ave, Rock Hill, SC, 29730
47.9
State Farm Larry Dibiase 2043 W Dekalb St, Camden, SC, 29020-2094
6.7
Allstate William Berry 1373 E Main St, Rock Hill, SC, 29730
46.2
Liberty Mutual Independent Gill Insurance 235 W Oakland Ave, Rock Hill, SC, 29730
47.9
Allstate Kyle Cassidy 834 Broad St, Camden, SC, 29020
6.7
Nationwide Chichester Insurance Agency Inc. 305 Main St, Blythewood, SC, 29016-8324
23.5
Nationwide Thomas M. Richardson Agency Inc. 1610 Bridge St West, St Matthews, SC, 29135-1373
47.6
State Farm Gary Patterson 830 Highway 1 S, Lugoff, SC, 29078-9345
8.9
State Farm Jon Cooper 101b Ministry Dr, Irmo, SC, 29063-2347
37.9

Compare Rates for Kershaw County, SC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $720 $1,360 $640
Kershaw County, SC $121,200 $805 $550 $1,140 $590
Kershaw County, SC $121,200 $805 $590 $1,140 $550
Lugoff, SC $136,700 $775 $550 $1,080 $530
McBee, SC $74,400 $502 $360 $710 $350
Lynchburg, SC $65,500 $431 $310 $620 $310
Oak Grove, SC $126,800 $726 $490 $1,040 $550
Shiloh, SC $66,900 $442 $310 $630 $320
Waxhaw, NC $285,200 $906 $630 $1,250 $620
South Congaree, SC $126,200 $861 $620 $1,190 $570
Lexington, SC $166,900 $1,008 $730 $1,420 $690
Gulledge, NC $73,600 $474 $320 $670 $350
Marvin, NC $633,300 $783 $570 $1,080 $510

9 Ways to Get Discounts on Homeowners Insurance in Kershaw County, SC

What Makes Your Kershaw County, SC Home Insurance Cheap or Expensive