Gavop shows you how to buy homeowners insurance in Edgemere, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
2 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
3 Bedroom | $187,000 | $150,000 | $200,000-$250,000 |
4 Bedroom | $229,000 | $220,000 | $175,000-$200,000 |
5 Bedroom | $422,500 | $370,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$133 | $650 |
Superior Protection Discount | -$70 | $712 |
Fire & Security Discount | -$86 | $697 |
Hail Resistant Roof Discount | -$16 | $767 |
Newly Constructed Home Discount | -$172 | $611 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Baltimore County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
Edgemere, MD | $1,500 | $773 | $2,273 | $562 | $2,062 | $211 |
Milford Mill, MD | $100 | $666 | $766 | $484 | $584 | $182 |
Kingstown, MD | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
Fairland, MD | $400 | $859 | $1,259 | $624 | $1,024 | $235 |
Eldersburg, MD | $1,500 | $1,126 | $2,626 | $818 | $2,318 | $308 |
Ashton-Sandy Spring, MD | $100 | $1,128 | $1,228 | $820 | $920 | $308 |
Westphalia, MD | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
Oxford, MD | $100 | $1,855 | $1,955 | $1,348 | $1,448 | $507 |
Red Lion, PA | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
Germany, PA | $300 | $850 | $1,150 | $617 | $917 | $232 |
Home Insurance Company Edgemere, MD | Homeowners Insurance Agency Edgemere, MD | Address | Popularity Score | Distance from Edgemere (miles) |
---|---|---|---|---|
Farmers | Alan Jones | 1752 Eastern Blvd, Essex, MD, 21221 | 7.0 | |
State Farm | Stephanie Jameson | 3 Center Pl, Baltimore, MD, 21222-4343 | 4.4 | |
State Farm | Natasha Parker | 617 Aa Stemmers Run Rd, Baltimore, MD, 21221 | 7.4 | |
Allstate | Shanda Hayden | 7200 Eastern Ave Ste A, Baltimore, MD, 21224 | 6.0 | |
Allstate | Calvin Jones | 1024 Eastern Blvd, Essex, MD, 21221 | 6.5 | |
State Farm | David Charon | 7310 Ritchie Hwy Ste 114, Glen Burnie, MD, 21061-3175 | 9.4 | |
Allstate | Melissa Sheppard | 8094 Edwin Raynor Blvd Ste E, Pasadena, MD, 21122 | 7.6 | |
State Farm | Jessica Cortes | 966 Hungerford Dr Ste 10b, Rockville, MD, 20850-1743 | 38.4 | |
Allstate | Jim Craig | 912 Light St, Baltimore, MD, 21230 | 9.3 | |
State Farm | Stephanie Owens | 8766 Philadelphia Rd, Rosedale, MD, 21237-2333 | 8.4 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
Edgemere, MD | $262,700 | $783 | $620 | $990 | $370 |
Milford Mill, MD | $195,500 | $675 | $530 | $850 | $320 |
Kingstown, MD | $218,600 | $845 | $670 | $1,060 | $390 |
Fairland, MD | $307,100 | $869 | $690 | $1,100 | $410 |
Eldersburg, MD | $371,600 | $1,139 | $900 | $1,440 | $540 |
Ashton-Sandy Spring, MD | $650,100 | $1,142 | $900 | $1,440 | $540 |
Westphalia, MD | $334,000 | $787 | $620 | $990 | $370 |
Oxford, MD | $561,300 | $1,878 | $1,480 | $2,370 | $890 |
Red Lion, PA | $120,000 | $597 | $400 | $850 | $450 |
Germany, PA | $233,000 | $860 | $610 | $1,230 | $620 |