Gavop shows you how to buy homeowners insurance in Kilgore, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kilgore, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Swanee Cir, Wilshire Rd, Bud St, McKinnon Dr, Luder St, Monty Dr, Helen St, FM 2276, Pecan St, Megason Rd | $133,500 | $120,000 | $150,000-$175,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Richland Dr, Kings Hwy, Inez Ln, Pea Reaux Dr, Melanie Ct, State Hwy 135 S, Carr Rd, Pvt Rd 3526, FM 2767, Goodrich St | $109,000 | $90,000 | $100,000-$125,000 | $78,500 | $60,000 | $50,000-$75,000 |
| Ridge Ln, Mustang Dr, Baker Dr, Horton, E Lantrip St, Williams Rd, Park Rd, Happy Hollow Rd, Borders St, Church Dr | $124,000 | $100,000 | $100,000-$125,000 | $138,500 | $120,000 | $125,000-$150,000 |
| Parkview St, Woodview Ln, Hayden Ln, Ann, Anderson Dr, Harvey Blvd, Cypress, Looney Ave, S Martin St, Kingman Cir | $103,000 | $80,000 | $75,000-$100,000 | $80,500 | $70,000 | $50,000-$75,000 |
| W Whirlaway St, Smith Dr, W Goforth Rd, Glenwood St, Crews Rd, Phillips Rd, E Danville St, Leake St, FM 2012, Kenney | $136,000 | $120,000 | $125,000-$150,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $786 |
| Superior Protection Discount | -$97 | $873 |
| Fire & Security Discount | -$78 | $893 |
| Hail Resistant Roof Discount | -$19 | $951 |
| Newly Constructed Home Discount | -$252 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gregg County | $700 | $1,458 | $2,158 | $1,060 | $1,760 | $399 |
| Kilgore, TX | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| Troup-Arp, TX | $300 | $938 | $1,238 | $681 | $981 | $256 |
| Beckville, TX | $2,000 | $1,446 | $3,446 | $1,051 | $3,051 | $395 |
| Bettie, TX | $400 | $1,503 | $1,903 | $1,092 | $1,492 | $411 |
| Chandler, TX | $700 | $1,703 | $2,403 | $1,238 | $1,938 | $465 |
| Scottsville, TX | $400 | $1,578 | $1,978 | $1,147 | $1,547 | $431 |
| Wood County, TX | $700 | $1,415 | $2,115 | $1,028 | $1,728 | $387 |
| Winnsboro, TX | $200 | $1,042 | $1,242 | $757 | $957 | $285 |
| Gary City, TX | $2,500 | $1,443 | $3,943 | $1,049 | $3,549 | $394 |
| Edom, TX | $300 | $1,639 | $1,939 | $1,191 | $1,491 | $448 |
| Alba, TX | $2,000 | $1,510 | $3,510 | $1,097 | $3,097 | $413 |
| Home Insurance Company Kilgore, TX | Homeowners Insurance Agency Kilgore, TX | Address | Popularity Score | Distance from Kilgore (miles) |
|---|---|---|---|---|
| Farmers | Brian Bittick | 211 N Kilgore St, Kilgore, TX, 75662 | 1.1 | |
| Allstate | Richard Longacre | 512 Pine Tree Rd, Longview, TX, 75604 | 8.8 | |
| State Farm | Dalton Lipsey | 421 W Cotton St, Longview, TX, 75601-6225 | 9.4 | |
| Liberty Mutual Independent | Bergfeld Agency Llc | 2001 S Donnybrook, Tyler, TX, 75701 | 26.0 | |
| Allstate | Scott Bowles | 2010 Gilmer Rd Ste 108, Longview, TX, 75604 | 9.9 | |
| State Farm | Michael Munn | 6004 S Broadway Ave Ste 302, Tyler, TX, 75703-4424 | 27.1 | |
| State Farm | John Durden | 123 Gilmer Road, Longview, TX, 75604-4600 | 9.3 | |
| Travelers | Kelley Insurance Agency | 117 E Gilmer St , Big Sandy, TX, 75755 | 19.3 | |
| Travelers | Billy R Martin Insurance Agency | 2032 Republic Dr, Tyler, TX, 75701 | 28.1 | |
| Allstate | Keith Koonce | 424 S White Oak Rd, White Oak, TX, 75693 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Gregg County, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Kilgore, TX | $107,000 | $970 | $640 | $1,490 | $850 |
| Troup-Arp, TX | $137,100 | $949 | $630 | $1,460 | $830 |
| Beckville, TX | $88,400 | $1,464 | $970 | $2,250 | $1,280 |
| Bettie, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |
| Chandler, TX | $156,600 | $1,724 | $1,140 | $2,650 | $1,510 |
| Scottsville, TX | $118,500 | $1,597 | $1,050 | $2,460 | $1,410 |
| Wood County, TX | $117,000 | $1,432 | $950 | $2,210 | $1,260 |
| Winnsboro, TX | $92,200 | $1,054 | $700 | $1,620 | $920 |
| Gary City, TX | $87,900 | $1,461 | $960 | $2,250 | $1,290 |
| Edom, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |
| Alba, TX | $102,000 | $1,528 | $1,010 | $2,350 | $1,340 |