Gavop tells you how to get the best homeowners insurance in Lower Hominy, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lower Hominy, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sandford Ln, Ridgeway Dr, Nicholas Dr, Mimosa Ln, Brandi Dr, Old Sardis Road Cir, Baity Dr, Starnes Cove Rd, Sand Hill Rd, State Rd 1261 | $164,500 | $150,000 | $175,000-$200,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Lakeside Dr, State Rd 1268, Qualla Rd, Indigo Bunting Ln, Wendover Rd, State Rd 3567, Safeway Trl, Fairfield Dr, Holcombe Ridge Dr, Frisbee Rd | $156,500 | $140,000 | $175,000-$200,000 | $139,000 | $110,000 | $100,000-$125,000 |
| Locust Cir, Hughes Trl, Aurora Vista Dr, Quarry View Dr, Queen Ter, Arrowwood Rd, Long Cove Rd, Harding Rd, Wesley Branch Rd, Eaglebear Dr | $185,500 | $150,000 | $175,000-$200,000 | $99,000 | $80,000 | $100,000-$125,000 |
| Mitchell Ave, Manila Pl, Dysart St, Lake Dr, Enka Lake Trl, la Rue St, Cloyes St, Colonel Holcombe Pl, Long Ridge Rd, Cowan Cove | $211,500 | $190,000 | $150,000-$175,000 | $164,000 | $140,000 | $150,000-$175,000 |
| State Rd 3562, State Rd 3435, Progress Ln, Chads Ln, State Rd 1430, Luther St, Artisan Ln, French Partridge Ln, Vista Lake Dr, High Oaks Dr | $117,000 | $110,000 | $100,000-$125,000 | $90,500 | $80,000 | $50,000-$75,000 |
| Claudette Pl, Holbrook Rd, Pisgah View Rd, Mountain Dr, School Rd, Donnybrook Dr, Bear Creek Pl, Shuler Rd, Sunburst Dr, Rash Rd | $202,000 | $180,000 | $175,000-$200,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Crowell Farms Dr, Pisgah Pkwy, Enka Oak St, Yellow Owl Ct, McLlwain Rd, Fordbrook Rd, Hidden Acres Dr, 20th St, State Rd 3438, Motts Dr | $183,500 | $160,000 | $150,000-$175,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Starnes Cove Rd, Blue Stem Dr, Counrty Meadows Dr, Tipton Dr, State Rd 3447, Warren Haynes Dr, State Rd 1404, Smith Cove Rd, Kirby Rd, Siesta Ln | $176,000 | $160,000 | $200,000-$250,000 | $122,000 | $100,000 | $100,000-$125,000 |
| State Rd 3422, Lacy Lee Ln, Worley Park Dr, Johnson School Rd, Lydia Ln, Mildred Ave, Caddis Ct, Providence Rd, Ramey Hill Dr, State Rd 1231 | $214,000 | $200,000 | $200,000-$250,000 | $170,500 | $140,000 | $125,000-$150,000 |
| Sedgefield Rd, Tarpon Ave, State Rd 1257, Fordia Path, Harmony Ridge Rd, Ballard Cove Rd, Enka Lake Rd, Wedgefield Dr, Cm Doan Ln, State Rd 3555 | $205,000 | $190,000 | $175,000-$200,000 | $166,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $715 |
| Superior Protection Discount | -$88 | $795 |
| Fire & Security Discount | -$97 | $786 |
| Hail Resistant Roof Discount | -$18 | $865 |
| Newly Constructed Home Discount | -$177 | $706 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $2,000 | $972 | $2,972 | $706 | $2,706 | $266 |
| Lower Hominy, NC | $2,000 | $872 | $2,872 | $634 | $2,634 | $238 |
| Mountain Home, NC | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Flat Creek, NC | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Lake Junaluska, NC | $500 | $1,165 | $1,665 | $847 | $1,347 | $318 |
| Montreat, NC | $2,000 | $1,689 | $3,689 | $1,228 | $3,228 | $462 |
| Flat Rock, NC | $300 | $1,656 | $1,956 | $1,203 | $1,503 | $453 |
| Ivy Hill, NC | $2,000 | $1,038 | $3,038 | $755 | $2,755 | $284 |
| West Marion, NC | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Spruce Pine, NC | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Inman Mills, SC | $500 | $527 | $1,027 | $383 | $883 | $144 |
| Swain County, NC | $700 | $674 | $1,374 | $489 | $1,189 | $184 |
| Home Insurance Company Lower Hominy, NC | Homeowners Insurance Agency Lower Hominy, NC | Address | Popularity Score | Distance from Lower Hominy (miles) |
|---|---|---|---|---|
| Travelers | Morrow Insurance Agency | 246 S Main St, Marion, NC, 28752 | 37.0 | |
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 5.6 | |
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 43.8 | |
| Allstate | Donnie Andrews | 255 Smokey Park Hwy, Asheville, NC, 28806 | 1.3 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 0.8 | |
| Allstate | Rona M. Church | 844 Haywood Rd, Asheville, NC, 28806 | 3.5 | |
| Travelers | Four Star Insurance Group Inc | 30 New Leicester Hwy, Asheville, NC, 28806 | 3.9 | |
| State Farm | Rebecca Sandoval | 788 Merrimon Ave, Asheville, NC, 28804-2444 | 7.5 | |
| Erie | Robert Ownbey Insurance Group | 9 Asbury Place Suite 101, Candler, NC, 28715 | 1.2 | |
| Allstate | Ray Ball | 780 Hendersonville Rd Ste 18, Asheville, NC, 28803 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Buncombe County, NC | $209,800 | $984 | $670 | $1,400 | $730 |
| Lower Hominy, NC | $207,700 | $883 | $630 | $1,240 | $610 |
| Mountain Home, NC | $154,000 | $867 | $580 | $1,200 | $620 |
| Flat Creek, NC | $212,700 | $896 | $650 | $1,280 | $630 |
| Lake Junaluska, NC | $251,400 | $1,179 | $840 | $1,630 | $790 |
| Montreat, NC | $405,600 | $1,710 | $1,230 | $2,380 | $1,150 |
| Flat Rock, NC | $398,400 | $1,676 | $1,160 | $2,330 | $1,170 |
| Ivy Hill, NC | $207,700 | $1,051 | $760 | $1,500 | $740 |
| West Marion, NC | $106,300 | $656 | $440 | $930 | $490 |
| Spruce Pine, NC | $119,300 | $719 | $520 | $1,000 | $480 |
| Inman Mills, SC | $78,300 | $533 | $370 | $760 | $390 |
| Swain County, NC | $122,300 | $682 | $490 | $950 | $460 |