Gavop shows you how to buy homeowners insurance in Worcester County, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $141,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $365,500 | $300,000 | $300,000-$350,000 |
| 4 Bedroom | $275,500 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $234,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $716 |
| Superior Protection Discount | -$79 | $795 |
| Fire & Security Discount | -$61 | $812 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$245 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Worcester County, MD | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Eden, MD | $100 | $644 | $744 | $468 | $568 | $176 |
| Temperanceville, VA | $700 | $539 | $1,239 | $392 | $1,092 | $147 |
| Mardela Springs, MD | $500 | $717 | $1,217 | $521 | $1,021 | $196 |
| Saxis, VA | $700 | $522 | $1,222 | $379 | $1,079 | $143 |
| Metompkin, VA | $400 | $524 | $924 | $381 | $781 | $143 |
| Greenwood, DE | $200 | $599 | $799 | $435 | $635 | $164 |
| Farmington, DE | $300 | $600 | $900 | $436 | $736 | $164 |
| Bobtown, VA | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Home Insurance Company Worcester County, MD | Homeowners Insurance Agency Worcester County, MD | Address | Popularity Score | Distance from Worcester County (miles) |
|---|---|---|---|---|
| Allstate | Gary K. Marshall Insurance Agency | 12610 Somerset Ave., Princess Anne, MD, 21853 | 20.8 | |
| State Farm | Jeff Marshall | 30437 Mount Vernon Rd, Princess Anne, MD, 21853-1437 | 21.0 | |
| State Farm | Anthony Dipietro | 246 Tilghman Rd, Salisbury, MD, 21804-1921 | 16.4 | |
| State Farm | Tom Prunty | 1131 S Salisbury Blvd Ste A2, Salisbury, MD, 21801-6812 | 18.1 | |
| State Farm | Gamee Elliott | 923 Eastern Shore Dr Ste A, Salisbury, MD, 21804-6471 | 18.0 | |
| State Farm | Greg Reddell | 101 Monument Street, Salisbury, MD, 21804-5044 | 17.9 | |
| Allstate | Beth Gismondi | 9927 Stephen Decatur Hwy Ste 12, Ocean City, MD, 21842 | 13.2 | |
| Travelers | Mann & Gray Insurance Associates Llc | 100 S Camden Ave, Fruitland, MD, 21826 | 18.5 | |
| Allstate | Associated Insurance Centers | 2412 Bypass Rd, Pocomoke City, MD, 21851 | 16.0 | |
| State Farm | Claudia Nicholls | 29 Broad St Ste 103, Berlin, MD, 21811-1053 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Worcester County, MD | $252,100 | $874 | $690 | $1,100 | $410 |
| Worcester County, MD | $252,100 | $874 | $690 | $1,100 | $410 |
| Eden, MD | $109,800 | $652 | $520 | $820 | $300 |
| Temperanceville, VA | $98,600 | $546 | $380 | $780 | $400 |
| Mardela Springs, MD | $151,600 | $726 | $570 | $910 | $340 |
| Saxis, VA | $95,000 | $528 | $390 | $730 | $340 |
| Metompkin, VA | $95,300 | $530 | $370 | $750 | $380 |
| Greenwood, DE | $155,900 | $606 | $480 | $810 | $330 |
| Farmington, DE | $156,300 | $607 | $480 | $810 | $330 |
| Bobtown, VA | $268,600 | $967 | $700 | $1,370 | $670 |