Gavop tells you how to get the best homeowners insurance in Guthrie County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $147,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $134,500 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $266,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $563 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$49 | $646 |
| Hail Resistant Roof Discount | -$14 | $681 |
| Newly Constructed Home Discount | -$201 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guthrie County | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Guthrie County, IA | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Guthrie Center, IA | $500 | $638 | $1,138 | $464 | $964 | $174 |
| Audubon County, IA | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Brayton, IA | $300 | $430 | $730 | $312 | $612 | $117 |
| Atlantic, IA | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Ogden, IA | $100 | $701 | $801 | $510 | $610 | $192 |
| Madison County, IA | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Boone, IA | $100 | $879 | $979 | $639 | $739 | $240 |
| Quincy, IA | $700 | $586 | $1,286 | $426 | $1,126 | $160 |
| Palestine, IA | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Rockwell City, IA | $700 | $536 | $1,236 | $390 | $1,090 | $147 |
| Home Insurance Company Guthrie County, IA | Homeowners Insurance Agency Guthrie County, IA | Address | Popularity Score | Distance from Guthrie County (miles) |
|---|---|---|---|---|
| State Farm | Tracy Wetter | 108 N Illinois St, Lake City, IA, 51449-1707 | 42.0 | |
| Travelers | Fortress Wealth Management | 2894 - 106th St Ste 120, Urbandale, IA, 50322 | 38.4 | |
| Allstate | Douglas Mechaelsen | 110 N Ankeny Blvd Ste 700, Ankeny, IA, 50023 | 46.7 | |
| Liberty Mutual Independent | Reynolds & Reynolds Inc | 300 Walnut St Ste 200, Des Moines, IA, 50309 | 46.1 | |
| State Farm | Steve Curren | 5929 Ashworth Rd, Wdm, IA, 50266-7109 | 37.5 | |
| State Farm | Nate Sammler | 1850 Sw White Birch Circle, Ankeny, IA, 50023-7216 | 45.3 | |
| State Farm | Kimberly Reed | 3812 Ingersoll Ave, Des Moines, IA, 50312-3400 | 43.6 | |
| State Farm | Doug Wigert | 816 Story St, Boone, IA, 50036-2711 | 41.5 | |
| State Farm | Charlotte Speer | 61 E Green St, Winterset, IA, 50273-1530 | 34.9 | |
| Travelers | Mercer Health & Benefits | 12421 Meredith Dr, Urbandale, IA, 50398 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Guthrie County, IA | $112,600 | $695 | $510 | $960 | $450 |
| Guthrie County, IA | $112,600 | $695 | $480 | $950 | $470 |
| Guthrie Center, IA | $87,200 | $646 | $470 | $920 | $450 |
| Audubon County, IA | $68,800 | $794 | $580 | $1,100 | $520 |
| Brayton, IA | $45,600 | $435 | $310 | $610 | $300 |
| Atlantic, IA | $95,200 | $632 | $430 | $890 | $460 |
| Ogden, IA | $102,700 | $710 | $480 | $970 | $490 |
| Madison County, IA | $160,400 | $750 | $510 | $1,030 | $520 |
| Boone, IA | $244,700 | $890 | $610 | $1,260 | $650 |
| Quincy, IA | $75,600 | $593 | $430 | $820 | $390 |
| Palestine, IA | $170,600 | $771 | $520 | $1,070 | $550 |
| Rockwell City, IA | $65,500 | $543 | $370 | $750 | $380 |