Gavop's guide to buying homeowners insurance in Schuylkill, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $278,500 | $260,000 | $300,000-$350,000 |
| 3 Bedroom | $210,500 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $308,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $471,500 | $450,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $778 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$66 | $883 |
| Hail Resistant Roof Discount | -$28 | $921 |
| Newly Constructed Home Discount | -$237 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $1,500 | $1,016 | $2,516 | $739 | $2,239 | $278 |
| Schuylkill, PA | $1,000 | $938 | $1,938 | $681 | $1,681 | $256 |
| Evansburg, PA | $100 | $1,205 | $1,305 | $876 | $976 | $329 |
| West Whiteland, PA | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Narberth, PA | $300 | $1,530 | $1,830 | $1,112 | $1,412 | $418 |
| Glenside, PA | $2,000 | $773 | $2,773 | $562 | $2,562 | $211 |
| Grill, PA | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| Flemington, NJ | $1,000 | $1,002 | $2,002 | $728 | $1,728 | $274 |
| Tatamy, PA | $500 | $779 | $1,279 | $566 | $1,066 | $213 |
| Eastlawn Gardens, PA | $1,500 | $888 | $2,388 | $645 | $2,145 | $243 |
| Shamong, NJ | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Belle Mead, NJ | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Home Insurance Company Schuylkill, PA | Homeowners Insurance Agency Schuylkill, PA | Address | Popularity Score | Distance from Schuylkill (miles) |
|---|---|---|---|---|
| Allstate | Johanna M. James | 3821 Skippack Pike, Skippack, PA, 19474 | 9.6 | |
| Travelers | Konell Insurance Inc | 444 Valley Forge Road, Phoenixville, PA, 19460 | 1.2 | |
| Farmers | Michael Primavera | 601 Belgrade St, Philadelphia, PA, 19125 | 21.5 | |
| Travelers | American Insuring Group Ltd | 37 W Lancaster Ave, Shillington, PA, 19607 | 28.5 | |
| Travelers | Evans Insurance Services Inc | 18 E Lancaster Avenue Suite 101, Malvern, PA, 19355 | 5.0 | |
| State Farm | Eva Finlan | 4092 Skippack Pike, Skippack, PA, 19474 | 9.5 | |
| Travelers | Ais Insurance Group Inc | 100 Deerfield Ln Ste 280, Malvern, PA, 19355 | 5.1 | |
| Travelers | The Hirshorn Company | 14 E Highland Ave, Philadelphia, PA, 19118 | 15.4 | |
| Allstate | Joseph J. Digiacomo | 401 W Johnson Hwy, East Norriton, PA, 19401 | 8.8 | |
| State Farm | Scott Esterly | 2000 Swede Rd, Norristown, PA, 19401-1743 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,030 | $500 |
| Chester County, PA | $338,200 | $1,029 | $750 | $1,450 | $700 |
| Schuylkill, PA | $400,000 | $949 | $650 | $1,300 | $650 |
| Evansburg, PA | $371,900 | $1,220 | $830 | $1,740 | $910 |
| West Whiteland, PA | $329,900 | $909 | $620 | $1,260 | $640 |
| Narberth, PA | $442,500 | $1,549 | $1,070 | $2,220 | $1,150 |
| Glenside, PA | $269,500 | $783 | $560 | $1,090 | $530 |
| Grill, PA | $178,100 | $759 | $520 | $1,080 | $560 |
| Flemington, NJ | $286,800 | $1,014 | $700 | $1,440 | $740 |
| Tatamy, PA | $193,600 | $788 | $580 | $1,090 | $510 |
| Eastlawn Gardens, PA | $253,400 | $899 | $620 | $1,270 | $650 |
| Shamong, NJ | $299,000 | $871 | $620 | $1,190 | $570 |
| Belle Mead, NJ | $246,000 | $941 | $630 | $1,330 | $700 |