Gavop shows you how to buy homeowners insurance in Pierce County, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $79,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $129,500 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $262,500 | $240,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $693 |
| Home and Two Car | -$130 | $632 |
| Home and Three Car | -$175 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Pierce County, ND | $700 | $753 | $1,453 | $547 | $1,247 | $206 |
| Hesper, ND | $200 | $895 | $1,095 | $651 | $851 | $245 |
| Riggin, ND | $400 | $1,111 | $1,511 | $807 | $1,207 | $303 |
| Rolette County, ND | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| East Rolette, ND | $400 | $787 | $1,187 | $572 | $972 | $215 |
| Layton, ND | $2,500 | $1,144 | $3,644 | $831 | $3,331 | $313 |
| East Dunseith, ND | $500 | $686 | $1,186 | $498 | $998 | $187 |
| Home Insurance Company Pierce County, ND | Homeowners Insurance Agency Pierce County, ND | Address | Popularity Score | Distance from Pierce County (miles) |
|---|---|---|---|---|
| State Farm | Bryan Schweitzer | 115 11th St E Ste 1, Bottineau, ND, 58318-2034 | 45.8 | |
| Allstate | Rolette Insur Agcy | 209 Main Street, Rolette, ND, 58366 | 29.7 | |
| Travelers | Kumm Insurance Agency | 101 N Main, Velva, ND, 58790 | 46.3 | |
| Travelers | First National Ins Agency | 424 Main St, Bottineau, ND, 58318 | 46.3 | |
| State Farm | Bob Flach | 104 8th St E, Harvey, ND, 58341-1536 | 32.4 | |
| Allstate | Rugby Ins Agency | 1310 Highway 3 S, Rugby, ND, 58368 | 8.8 | |
| Travelers | First State Ins Agcy Of Rolla | 15 Main Avenue East, Rolla, ND, 58367 | 45.8 | |
| Travelers | Campbell Insurance Agency | 11 Main Street Ne, Dunseith, ND, 58329 | 39.8 | |
| Farmers | Jeremy Laducer | 910 Chief Little Shell St, Belcourt, ND, 58316 | 42.6 | |
| State Farm | Bryan Schweitzer | 1104 Highway 5 West Po Box 219, Rolla, ND, 58367 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $840 | $1,630 | $790 |
| Pierce County, ND | $110,400 | $762 | $550 | $1,080 | $530 |
| Pierce County, ND | $110,400 | $762 | $560 | $1,090 | $530 |
| Hesper, ND | $110,000 | $906 | $650 | $1,300 | $650 |
| Riggin, ND | $167,200 | $1,124 | $800 | $1,560 | $760 |
| Rolette County, ND | $73,700 | $683 | $470 | $960 | $490 |
| East Rolette, ND | $86,300 | $797 | $530 | $1,120 | $590 |
| Layton, ND | $177,500 | $1,158 | $780 | $1,630 | $850 |
| East Dunseith, ND | $66,100 | $694 | $480 | $950 | $470 |