Gavop shows you how to buy homeowners insurance in Aroostook County, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $148,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $167,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $154,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $674 |
| Superior Protection Discount | -$75 | $757 |
| Fire & Security Discount | -$58 | $773 |
| Hail Resistant Roof Discount | -$17 | $815 |
| Newly Constructed Home Discount | -$183 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Aroostook County | $2,500 | $822 | $3,322 | $597 | $3,097 | $225 |
| Aroostook County, ME | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| Castle Hill, ME | $200 | $534 | $734 | $388 | $588 | $146 |
| Oxbow, ME | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| New Canada, ME | $500 | $663 | $1,163 | $482 | $982 | $181 |
| Stockholm, ME | $1,500 | $469 | $1,969 | $341 | $1,841 | $128 |
| Caribou, ME | $100 | $718 | $818 | $521 | $621 | $196 |
| Madawaska, ME | $200 | $538 | $738 | $391 | $591 | $147 |
| Hamlin, ME | $1,500 | $474 | $1,974 | $345 | $1,845 | $130 |
| Grand Isle, ME | $200 | $406 | $606 | $295 | $495 | $111 |
| Mount Chase, ME | $1,000 | $591 | $1,591 | $429 | $1,429 | $161 |
| Home Insurance Company Aroostook County, ME | Homeowners Insurance Agency Aroostook County, ME | Address | Popularity Score | Distance from Aroostook County (miles) |
|---|---|---|---|---|
| Travelers | F A Peabody Company | 758 N Main St, Presque Isle, ME, 4769 | 30.4 | |
| Travelers | F A Peabody Company | 758 Main Street Presque Isle, Presque Isle, ME, 4769 | 30.4 | |
| Travelers | F A Peabody Company | 25 Sweden St Ste C, Caribou, ME, 4736 | 31.6 | |
| Allstate | Keith Drew | 56 North St, Presque Isle, ME, 4769 | 30.7 | |
| Travelers | F A Peabody Company | 758 Main Street Presque Isle, Caribou, ME, 4769 | 31.5 | |
| State Farm | Sean Duplessie | 15 Sweden St Ste 2, Caribou, ME, 04736-2501 | 31.6 | |
| Allstate | Russell-Clowes Agy | 118 Bennett Drive, Caribou, ME, 4736 | 32.1 | |
| Travelers | F A Peabody & Company | 8 Lincoln St, Mars Hill, ME, 4758 | 40.1 | |
| Travelers | F A Peabody & Company | 63 Main Street , Mars Hill, ME, 4758 | 36.4 | |
| Travelers | United Insurance | 116 Main St 105, Madawaska, ME, 4756 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,060 | $550 |
| Aroostook County, ME | $97,000 | $832 | $560 | $1,160 | $600 |
| Aroostook County, ME | $97,000 | $832 | $570 | $1,170 | $600 |
| Castle Hill, ME | $95,800 | $540 | $390 | $770 | $380 |
| Oxbow, ME | $125,000 | $622 | $430 | $850 | $420 |
| New Canada, ME | $145,700 | $671 | $480 | $950 | $470 |
| Stockholm, ME | $76,300 | $475 | $320 | $680 | $360 |
| Caribou, ME | $89,400 | $726 | $530 | $1,000 | $470 |
| Madawaska, ME | $97,400 | $545 | $380 | $770 | $390 |
| Hamlin, ME | $77,500 | $480 | $350 | $690 | $340 |
| Grand Isle, ME | $59,300 | $411 | $280 | $560 | $280 |
| Mount Chase, ME | $115,600 | $598 | $400 | $840 | $440 |