Gavop's guide to buying homeowners insurance in Delaware, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Delaware, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NE 54th Pl, Broadway Ave, NE 45th St, NE 56th Pl, NE 30th Pl, NE 45th Ct, Callaway Ct, Castlegar Ct, NE 47th St, NE Norwood Ln | $139,500 | $120,000 | $125,000-$150,000 | $135,000 | $120,000 | $150,000-$175,000 |
| Stone Creek Dr, Houck Dr, E 52nd St, NE 62nd Ave, NE 31st St, Village Run Ave, Edgewater Dr, NE 26th St, Boyd, Michael Ave | $194,500 | $180,000 | $150,000-$175,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Windsor Cir, NE 58th Ave, 36th St SW, Claremont Ct, NE 40th Ave, NE Oak Hill Dr, Pease Dr, Adventureland Dr NW, Little Fourmile Creek Dr, NE 28th Ct | $121,500 | $100,000 | $100,000-$125,000 | $164,000 | $140,000 | $125,000-$150,000 |
| Donna Ave, NE 49th Ave, NE 57th Pl, NE 44th Dr, Rolling Meadows Dr, NE 44th Ave, Oak St, 34th Ave SW, NE 34th St, NE 51st Ct | $105,000 | $90,000 | $75,000-$100,000 | $118,500 | $100,000 | $125,000-$150,000 |
| NE 42nd St, NE 45th Ave, NE 42nd Pl, NE 23rd Ave, NE 33rd Ct, NE 36th St, E 53rd Ct, 34th Ave NW, Village Run Dr, Westchester Ct | $142,500 | $120,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $670 |
| Home and Two Car | -$118 | $618 |
| Home and Three Car | -$169 | $567 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Delaware, IA | Homeowners Insurance Agency Delaware, IA | Address | Popularity Score | Distance from Delaware (miles) |
|---|---|---|---|---|
| State Farm | Ben Buenzow | 3273 100th St, Urbandale, IA, 50322-3845 | 11.5 | |
| Liberty Mutual Independent | Jones Insurance & Associates | 2932 104th St, Urbandale, IA, 50322 | 11.8 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 7.1 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 6.3 | |
| State Farm | Corey Chancellor | 4436 E University Ave, Pleasant Hill, IA, 50327-1701 | 3.7 | |
| State Farm | Tim Ford | 2217 Beaver Ave, Des Moines, IA, 50310-3959 | 7.5 | |
| State Farm | Chuck Smith | 3801 Douglas Ave, Des Moines, IA, 50310-3652 | 7.0 | |
| Travelers | Scott Insurance Services | 1904 Grand Ave, West Des Moines, IA, 50265 | 11.5 | |
| State Farm | Phyllis Mazour | 8 E Southridge Rd, Marshalltown, IA, 50158-4793 | 40.9 | |
| State Farm | Nate Sammler | 1850 Sw White Birch Circle, Ankeny, IA, 50023-7216 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,150 | $560 |
| Polk County, IA | $165,500 | $869 | $620 | $1,200 | $580 |
| Delaware, IA | $154,100 | $736 | $500 | $1,040 | $540 |
| Elkhart, IA | $164,200 | $902 | $610 | $1,240 | $630 |
| Spring Hill, IA | $105,000 | $719 | $490 | $1,010 | $520 |
| Sugar Grove, IA | $128,900 | $803 | $540 | $1,140 | $600 |
| Reasnor, IA | $75,000 | $590 | $410 | $810 | $400 |
| Patterson, IA | $76,300 | $596 | $410 | $850 | $440 |
| Earlham, IA | $136,900 | $828 | $600 | $1,180 | $580 |
| St. Anthony, IA | $50,000 | $460 | $310 | $660 | $350 |
| Oakland Acres, IA | $195,800 | $972 | $690 | $1,370 | $680 |
| Yell, IA | $105,100 | $719 | $490 | $1,020 | $530 |
| Woodburn, IA | $42,000 | $413 | $290 | $570 | $280 |