Gavop's guide to buying homeowners insurance in South Williamson, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $120,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $271,000 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $596 |
| Home and Two Car | -$110 | $538 |
| Home and Three Car | -$149 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pike County | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| South Williamson, KY | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Matewan, WV | $200 | $567 | $767 | $412 | $612 | $155 |
| Stafford, WV | $2,500 | $498 | $2,998 | $362 | $2,862 | $136 |
| Mitchell Heights, WV | $200 | $851 | $1,051 | $618 | $818 | $232 |
| Prestonsburg, KY | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Martin-Allen, KY | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Adams, KY | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Welch, WV | $200 | $499 | $699 | $363 | $563 | $136 |
| Wyoming County, WV | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Blaine, KY | $400 | $583 | $983 | $424 | $824 | $159 |
| Northern, VA | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| Home Insurance Company South Williamson, KY | Homeowners Insurance Agency South Williamson, KY | Address | Popularity Score | Distance from South Williamson (miles) |
|---|---|---|---|---|
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 32.7 | |
| State Farm | Jennifer Reynolds | 145 Wedngtn Br Rd, Pikeville, KY, 41501-3204 | 17.3 | |
| Allstate | Melissa Crowdus | 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501 | 17.4 | |
| Allstate | Justice & Stamper | 5445 N Mayo Trl, Pikeville, KY, 41501 | 17.7 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 39.8 | |
| State Farm | Gary Lowe | 3780 N Mayo Trl Ste 101, Pikeville, KY, 41501-9092 | 17.4 | |
| State Farm | Sam Doyle | 291 North Lake Drive, Prestonsburg, KY, 41653-1306 | 28.1 | |
| Nationwide | Athea Jean Blackburn Agency | 147 Hibbard St, Pikeville, KY, 41501 | 16.8 | |
| Nationwide | Alan K Hatfield Inc. | 5091 N Mayo Trl Ste 2, Pikeville, KY, 41501 | 17.7 | |
| Nationwide | James R Justice Ii & Associates Inc | 17336 E Big Creek Rd, Sidney, KY, 41564 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,280 | $660 |
| Pike County, KY | $75,400 | $656 | $440 | $910 | $470 |
| South Williamson, KY | $79,800 | $648 | $460 | $900 | $440 |
| Matewan, WV | $70,600 | $574 | $420 | $800 | $380 |
| Stafford, WV | $54,200 | $504 | $340 | $690 | $350 |
| Mitchell Heights, WV | $162,900 | $861 | $590 | $1,230 | $640 |
| Prestonsburg, KY | $91,500 | $698 | $500 | $990 | $490 |
| Martin-Allen, KY | $64,500 | $621 | $440 | $850 | $410 |
| Adams, KY | $66,200 | $630 | $450 | $880 | $430 |
| Welch, WV | $54,500 | $505 | $340 | $690 | $350 |
| Wyoming County, WV | $67,900 | $703 | $510 | $980 | $470 |
| Blaine, KY | $58,600 | $590 | $400 | $820 | $420 |
| Northern, VA | $79,800 | $920 | $650 | $1,320 | $670 |