How Can I Make My Beaver County, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Beaver County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Beaver County, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,500 $40,000 $25,000-$50,000
2 Bedroom $72,000 $60,000 $75,000-$100,000
3 Bedroom $94,500 $80,000 $100,000-$125,000
4 Bedroom $231,000 $200,000 $175,000-$200,000
5 Bedroom $121,500 $100,000 $125,000-$150,000

Choose the Best Beaver County, PA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 1 Pet, Non-Smoker $550
Full Time Job 600-649 Credit Score $100 to $150,000 No Pets, Smoker $290
Freelancer Up to 499 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $420

Choose the Right Deductible for your Beaver County, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Pennsylvania $300 $720 $1,020 $590 $890 $130
Beaver County, PA $2,000 $440 $940 $360 $2,360 $-1,420
Beaver County, PA $2,000 $550 $1,050 $460 $2,460 $-1,410
Hampton, PA $100 $860 $960 $710 $810 $150
McDonald, PA $1,000 $450 $950 $380 $1,380 $-430
Oak Hills, PA $200 $900 $1,100 $770 $970 $130
Harmar, PA $2,500 $430 $930 $350 $2,850 $-1,920
West Alexander, PA $300 $390 $690 $320 $620 $70
Van Voorhis, PA $1,000 $130 $630 $110 $1,110 $-480
East Franklin, PA $300 $750 $1,050 $620 $920 $130
Elco, PA $2,000 $290 $790 $240 $2,240 $-1,450
Saltsburg, PA $300 $360 $660 $300 $600 $60
Marlboro, OH $1,500 $810 $1,310 $710 $2,210 $-900

Identify Top Home Insurance Agents near Beaver County, PA | Back to Top

Home Insurance Company Beaver County, PA Homeowners Insurance Agency Beaver County, PA Address Popularity Score Distance from Beaver County (miles)
State Farm John Ryce 10521 Perry Hwy, Wexford, PA, 15090
16.5
Travelers Russell B Canan Agency Inc 1607 W State Street, New Castle, PA, 16101
22.2
Erie Peterson Insurance Associates Inc 799 Virginia Avenue, Rochester, PA, 15074
4.2
Farmers Cheryl Portonova 801 Midland Ave, Midland, PA, 15059
6.3
State Farm Jessica Rand 4688 Clairton Blvd, Pittsburgh, PA, 15236-2114
30.0
Allstate Ken Mihalcin 801 Darlington Rd, Beaver Falls, PA, 15010
4.5
Erie S E Snyder Insurance Agency 464 Delaware Avenue, Rochester, PA, 15074
3.4
State Farm Eddie Isabella 1221 7th Ave, Beaver Falls, PA, 15010-4497
5.1
State Farm Tom Tony 2nd St Watterson Office Bldg, Darlington, PA, 16115
9.5
Erie Willard M Lewis Company 818 Merchant Street, Ambridge, PA, 15003
9.1

Compare Rates for Beaver County, PA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $164,900 $840 $560 $1,190 $630
Beaver County, PA $114,100 $640 $460 $880 $420
Beaver County, PA $114,100 $640 $470 $890 $420
Hampton, PA $202,800 $810 $580 $1,110 $530
McDonald, PA $101,000 $520 $380 $740 $360
Oak Hills, PA $167,700 $740 $530 $1,040 $510
Harmar, PA $98,300 $570 $390 $790 $400
West Alexander, PA $106,100 $420 $300 $590 $290
Van Voorhis, PA $29,000 $130 $90 $180 $90
East Franklin, PA $135,500 $720 $490 $1,020 $530
Elco, PA $65,000 $330 $240 $450 $210
Saltsburg, PA $90,500 $520 $350 $730 $380
Marlboro, OH $159,600 $730 $520 $1,010 $490

8 Ways to Get Discounts on Homeowners Insurance in Beaver County, PA

What Makes Your Beaver County, PA Home Insurance Cheap or Expensive