Gavop's guide to buying homeowners insurance in Beaver County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $231,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $527 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$58 | $584 |
| Hail Resistant Roof Discount | -$13 | $629 |
| Newly Constructed Home Discount | -$154 | $488 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaver County | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Beaver County, PA | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Hampton, PA | $100 | $708 | $808 | $514 | $614 | $193 |
| McDonald, PA | $1,000 | $622 | $1,622 | $452 | $1,452 | $170 |
| Oak Hills, PA | $200 | $770 | $970 | $559 | $759 | $210 |
| Harmar, PA | $2,500 | $621 | $3,121 | $452 | $2,952 | $170 |
| West Alexander, PA | $300 | $584 | $884 | $424 | $724 | $160 |
| Van Voorhis, PA | $1,000 | $504 | $1,504 | $366 | $1,366 | $138 |
| East Franklin, PA | $300 | $731 | $1,031 | $531 | $831 | $200 |
| Elco, PA | $2,000 | $508 | $2,508 | $369 | $2,369 | $139 |
| Saltsburg, PA | $300 | $595 | $895 | $432 | $732 | $163 |
| Marlboro, OH | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Home Insurance Company Beaver County, PA | Homeowners Insurance Agency Beaver County, PA | Address | Popularity Score | Distance from Beaver County (miles) |
|---|---|---|---|---|
| State Farm | John Ryce | 10521 Perry Hwy, Wexford, PA, 15090 | 16.5 | |
| Travelers | Russell B Canan Agency Inc | 1607 W State Street, New Castle, PA, 16101 | 22.2 | |
| Erie | Peterson Insurance Associates Inc | 799 Virginia Avenue, Rochester, PA, 15074 | 4.2 | |
| Farmers | Cheryl Portonova | 801 Midland Ave, Midland, PA, 15059 | 6.3 | |
| State Farm | Jessica Rand | 4688 Clairton Blvd, Pittsburgh, PA, 15236-2114 | 30.0 | |
| Allstate | Ken Mihalcin | 801 Darlington Rd, Beaver Falls, PA, 15010 | 4.5 | |
| Erie | S E Snyder Insurance Agency | 464 Delaware Avenue, Rochester, PA, 15074 | 3.4 | |
| State Farm | Eddie Isabella | 1221 7th Ave, Beaver Falls, PA, 15010-4497 | 5.1 | |
| State Farm | Tom Tony | 2nd St Watterson Office Bldg, Darlington, PA, 16115 | 9.5 | |
| Erie | Willard M Lewis Company | 818 Merchant Street, Ambridge, PA, 15003 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,030 | $520 |
| Beaver County, PA | $129,200 | $642 | $440 | $890 | $450 |
| Beaver County, PA | $129,200 | $642 | $460 | $890 | $430 |
| Hampton, PA | $229,300 | $717 | $520 | $1,010 | $490 |
| McDonald, PA | $114,500 | $630 | $450 | $900 | $450 |
| Oak Hills, PA | $188,800 | $779 | $540 | $1,100 | $560 |
| Harmar, PA | $114,200 | $629 | $460 | $870 | $410 |
| West Alexander, PA | $98,600 | $591 | $430 | $840 | $410 |
| Van Voorhis, PA | $69,000 | $510 | $340 | $730 | $390 |
| East Franklin, PA | $167,900 | $740 | $510 | $1,020 | $510 |
| Elco, PA | $70,400 | $514 | $350 | $710 | $360 |
| Saltsburg, PA | $102,800 | $602 | $430 | $820 | $390 |
| Marlboro, OH | $168,500 | $779 | $530 | $1,100 | $570 |