Gavop shows you how to buy homeowners insurance in Eureka, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Eureka, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baron Ln, Berger Ln, Valley View Rd, 15607, Olsen Hill Dr, Ping Rd, White Eagle Dr, Scenery Hill Dr, Stardust Trl, Castle Rock Rd | $193,000 | $180,000 | $150,000-$175,000 | $187,500 | $150,000 | $200,000-$250,000 |
| Serenity Ln, Loon Lake Rd, Northtown Dr, Dalberg Siding, Little Creek Rd, Aspen Ln, Forest Loop Rd, Mountain View Dr, Bobcat Dr, Valley Vw Lp | $233,000 | $220,000 | $200,000-$250,000 | $221,500 | $200,000 | $250,000-$300,000 |
| Edna Creek Rd, Graystone Path, 1st St S, 8th St E, 15395A, National Develop Rd 7939, Country Ln, Sinclair Ck Rd, Meadow Ln, US Hwy 93 | $176,500 | $150,000 | $175,000-$200,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Nat For Dev Rd 494 G, Deer Path Ln, Canview Dr, Upland Rd, 15451, Deer Hollow Rd, Rolling Hills Rd, Natl Forest Develop Road 3780 Rd, Black Lk Rd, Twin Lake Heights Rd | $201,000 | $170,000 | $200,000-$250,000 | $147,500 | $120,000 | $125,000-$150,000 |
| Glen Lake Dr, Natl Forest Develop Road 315 Rd, Spring St, Natl Forest Develop Road 7019 Rd, Beartrap Rd, Ryans Ct, Natl Forest Develop Road 368 Rd, Helen Ln, Stoddard Ranch Rd, Nutting Ridge Ln | $163,500 | $130,000 | $175,000-$200,000 | $149,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $744 |
| Superior Protection Discount | -$80 | $806 |
| Fire & Security Discount | -$97 | $788 |
| Hail Resistant Roof Discount | -$27 | $859 |
| Newly Constructed Home Discount | -$204 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company Eureka, MT | Homeowners Insurance Agency Eureka, MT | Address | Popularity Score | Distance from Eureka (miles) |
|---|---|---|---|---|
| Travelers | Northwoods Insurance | 495 Dewey Ave, Eureka, MT, 59917 | 6.1 | |
| Travelers | Prime Insurance Services Inc | 5875 Us Hwy 93 S Ste B And D, Whitefish, MT, 59937 | 43.6 | |
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th, Libby, MT, 59923 | 36.4 | |
| State Farm | Tim Murphy | 346 Central Ave, Whitefish, MT, 59937-2664 | 42.0 | |
| Travelers | Northwoods Insurance | 495 Dewey Ave , Eureka, MT, 59917 | 6.0 | |
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th St, Libby, MT, 59923 | 36.5 | |
| Farmers | Steve Bertelsen | 319 W 9th St, Libby, MT, 59923 | 36.5 | |
| State Farm | Teresa Wilson | 403 W 9th St, Libby, MT, 59923-1766 | 36.5 | |
| Travelers | Erlandson Insurance Agency | 120 W 5th St Ste 2, Libby, MT, 59923 | 36.3 | |
| Travelers | Thomas J Wood Insurance Agency | 910 Montana Ave, Libby, MT, 59923 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Lincoln County, MT | $175,500 | $847 | $640 | $1,110 | $470 |
| Eureka, MT | $196,400 | $885 | $670 | $1,160 | $490 |
| Olney, MT | $78,900 | $653 | $500 | $860 | $360 |
| Whitefish, MT | $335,100 | $963 | $730 | $1,260 | $530 |
| Libby, MT | $165,100 | $825 | $630 | $1,080 | $450 |
| Troy, MT | $187,000 | $1,034 | $790 | $1,350 | $560 |
| Sylvanite, MT | $262,500 | $1,179 | $900 | $1,540 | $640 |
| Pioneer Junction, MT | $162,100 | $974 | $740 | $1,280 | $540 |
| Little Bitterroot Lake, MT | $416,700 | $1,731 | $1,320 | $2,270 | $950 |