Gavop tells you how to get the best homeowners insurance in Middlesex, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $123,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $286,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $301,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $565 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$54 | $627 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$136 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Middlesex, PA | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Schlusser, PA | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Rye, PA | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Gardners, PA | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Lawnton, PA | $2,000 | $712 | $2,712 | $518 | $2,518 | $195 |
| Upper Mifflin, PA | $200 | $719 | $919 | $523 | $723 | $197 |
| Weigelstown, PA | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Beale, PA | $500 | $699 | $1,199 | $508 | $1,008 | $191 |
| Shiloh, PA | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Huntingdon, PA | $200 | $574 | $774 | $417 | $617 | $157 |
| Cavetown, MD | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| Home Insurance Company Middlesex, PA | Homeowners Insurance Agency Middlesex, PA | Address | Popularity Score | Distance from Middlesex (miles) |
|---|---|---|---|---|
| Erie | Gingrich Insurance Agency | 702 Cumberland Street, Lebanon, PA, 17042 | 38.0 | |
| State Farm | Rick Milanak | 2466 New Holland Pike, Lancaster, PA, 17601-5936 | 49.8 | |
| State Farm | Mel Carwile | 80 Abbeyville Rd, Lancaster, PA, 17603-4728 | 44.8 | |
| Erie | Fetrow Insurance Associates Llc | 5299 E Trindle Rd , Mechanicsburg, PA, 17050 | 7.9 | |
| State Farm | Bob May | 3821 Market St, Camp Hill, PA, 17011-4328 | 9.8 | |
| State Farm | Ray Rooney | 900 Eisenhower Blvd, Harrisburg, PA, 17111-2344 | 17.4 | |
| Farmers | Deron Scheidler | 5000 Ritter Rd Ste 202, Mechanicsburg, PA, 17055 | 9.8 | |
| Liberty Mutual Independent | K. R. Macdonald, Inc. | 4900 Derry St , Harrisburg, PA, 17111 | 17.5 | |
| Nationwide | Grove F&A Inc | 35 Robinhood Dr, Etters, PA, 17319 | 17.9 | |
| Liberty Mutual Independent | Engle-Hambright & Davies Inc | 1857 William Penn Way, Lancaster, PA, 17605 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Cumberland County, PA | $194,100 | $764 | $510 | $1,050 | $540 |
| Middlesex, PA | $206,600 | $681 | $460 | $970 | $510 |
| Schlusser, PA | $164,500 | $683 | $500 | $970 | $470 |
| Rye, PA | $197,300 | $794 | $540 | $1,140 | $600 |
| Gardners, PA | $184,400 | $771 | $530 | $1,060 | $530 |
| Lawnton, PA | $158,100 | $721 | $500 | $1,020 | $520 |
| Upper Mifflin, PA | $161,700 | $728 | $500 | $1,030 | $530 |
| Weigelstown, PA | $147,800 | $652 | $440 | $910 | $470 |
| Beale, PA | $150,700 | $707 | $500 | $1,000 | $500 |
| Shiloh, PA | $172,000 | $696 | $510 | $950 | $440 |
| Huntingdon, PA | $112,400 | $581 | $410 | $800 | $390 |
| Cavetown, MD | $211,500 | $832 | $660 | $1,050 | $390 |